Incorrect credit reporting

[pocster]

Hi all,

 

The lovely GE have been crippling my credit rating for years on money I do not owe.

 

I can prove their accounts are wrong and indeed even have a letter saying they will 'refund'; but they do nothing.

 

They will not communicate with my in writing or verbal therefore I have no choice but to take them too small claims court.

 

My question is what amount do I put for 'interest owed'? ;

 

should I just leave it blank?; not sure how I would compute that.

 

My crippled credit rating is the issue which I want fully restored.

 

Any help appreciated

 

thanks

[dx100uk]

about what?

 

dx

[pocster]

Sorry, what do you mean?

 

I don't owe them the money their accounts are incorrect. But because they don't receive payment each month they flag my credit rating.

[dx100uk]

it is very difficult to advise with scant info.

 

if the accounting is wrong

 

then surely you need to sar them

and prove them wrong.

 

dx

[pocster]

They won't communicate with me so cannot obtain a SAR.

 

I do have some accounts and it's quite easy too see the error.

 

Equally I had a letter from them dated some 18 months ago saying they would reverse this amount and all associated fee's.

 

They have not done that so my credit rating stays impaired.

 

So on the small claims form for 'interest owed' do I just leave it as zero?

[dx100uk]

section 69 court rate @8% from date of claim to date of settlement?

 

dx

[pocster]

Yeah I saw that. But what do I stick 8% on? the amount they've been crippling me for?? (even though I owe nothing!!)

[dx100uk]

IMHO if you've not researched this

 

you really should expire the companies complaint proceedure first.

 

and get a final response.

 

most GE stuff is now satans bank

 

but as we dont know any details of what you are desputing

 

trying to help is getting my leg wet.

 

dx

[pocster]

I've spent 2 yrs in GE's ' complaints procedure' ; trust me it';s been explored to no avail!