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    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
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NatWest Unauthorised Overdraft Charges


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Hello

 

What can my friend do to stop the bank keep adding charges on a unauthorised overdraft? In the last three months the charges have exceeded to over a thousand pound.

 

My friend has written to the Bank on two occasions regarding this matter but have received no response to either letter.

 

Thanks for any advice given.

 

Thanks

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Hello

 

What can my friend do to stop the bank keep adding charges on a unauthorised overdraft? In the last three months the charges have exceeded to over a thousand pound.

 

My friend has written to the Bank on two occasions regarding this matter but have received no response to either letter.

 

Thanks for any advice given.

 

Thanks

 

Hi there,

 

I was in the same situation as your friend last year out of £967 charges un-authorised I re paid £63 and they refunded the rest. I called them on several occasions demanding a explanation for each and every charge and they said it was a good will gesture. Get your friend to call Natwest, they can be helpful sometimes.

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  • 2 weeks later...

Hello

 

Thanks for your reply.

 

I will pass on your information, my friend has written to them again for the third time, this time sending letter recorded, not sure if this will make any difference though. Do you have a specific contact telephone number? If so please can you reply?

 

Thanks

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i hope you have more luck with them than i did..

 

they are not help full and added 1277 in charges onto a 500 pounds od account and still said it was ok and correct..

write an email to stepehn hester at rbs or email him at his email address, that is the only way it will be looked at in my experience.

"ALWAYS QUOTE ME AS BEING MISQUOTED" :D

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  • 3 weeks later...

NatWEst have a policy of stopping all charges on accounts that have been with the collections department for more than 32 days - I know as the RBS Group Executive Office managed to get the charges stopped for me - you need to email Gary STewart direct - see my other thread.

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  • 3 weeks later...
NatWEst have a policy of stopping all charges on accounts that have been with the collections department for more than 32 days - I know as the RBS Group Executive Office managed to get the charges stopped for me - you need to email Gary STewart direct - see my other thread.

 

 

 

Hi just a quick question I did start another thread regarding natwest issues.

 

If what you have said above is correct then my charges should have stopped ages ago , my business account went to natwest collections dept jan 2012 , balance around 14000 and auth overdraft 10000 , but still getting interest at 29 per cnt every 3 months and monthly 5 pounds charge for maintenance of account.

 

Again any advice would be much appreciated ...

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you can email [email protected] and ask whether NatWest's policy that accounts with collections for more than 32 days do not have charges applied applies to business accounts also or not. He is head of compliance for the whole RBS group and will probably delegate someone else to reply.

 

Many thanks , much appreciated.

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