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Statute barred


herbie171
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Good afternoon everyone

 

Today I have had a letter from EquiDebt LTD stating they have sold my account to Portfolio the amount is £7063.52 and this debt was sold on the 08/10/2012.

 

I have checked an Mcc credit report and this is what the info on the credit report says

 

Company name: EQUIDEPT LIMITED

 

Account type: Current Account

 

Started: 25/09/2001

 

Default Balance : £7,063

 

Current Balance : £7,063

 

Defaulted On : 02/07/2007

 

Status History 8

 

I think the 8 which is in red donates the missed amouts of months payments, so would I be correct in thinking that come next month this will be status barred??

 

 

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Statute barred relates to the last date of payment, which would have been sometime before July 2007. Do you know when you last made a payment ?

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8 means default. in some CRA reports.

 

if your last financial transaction was march 2006 its SB'ed

 

fire the SB letter off

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread returned to General Debt Collection not a matter of Litigation...yet!

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Statute Barred template letter for England/Wales is here...http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred

 

If your in Scotland, then the Statute Barred time limit is 5 years and the Template is here...http://www.consumeractiongroup.co.uk/forum/content.php?424-Statute-Barred-Letter-SCOTLAND

 

Amend the letter to suit.

 

Usual rules apply, do not ring Equidebt and if they ring you, refuse to go through the security questions and say "In writing only" and hang up.

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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