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    • I don't know how it works where you are but generally watersure tariff is capped at about £37 a month regardless of how much water you use, having a look at your area on the net it is about £438 a year,.do they ask you by letter  yearly or every 2 years to send them info to confirm you still meet the criteria to get watersure tariff, if you don't send it to them  they will put you on standard tariff. 
    • Hi Papat and welcome to CAG   Find one of my drafts on another thread and adapt it to say :-   I cancelled due to relocation to go to Uni and could not use the gym any more.   I now realise I should have given one month's notice and paid a final month's fee.   I'll pay this if you accept my  offer within 14 days but the offer will be withdrawn if you demand any more.   Put a draft here for checking first if you want.   Send the  letter to Harlands in Haywards Heath and get a free Cert of Posting at the PO
    • Name of the Claimant ?  Hoist Finance UK Holdings 1LI   Date of issue – 11th Nov 2019   Particulars of Claim   What is the claim for – the reason they have issued the claim? The Claim is for the sum of £2722 arising from the Defendant's breach of a regulated consumer credit agreement referenced Under no 4929421509954002 The Defendant has failed to remedy the breach in accordance with a Default Notice issued pursuant to ss.87(1) and 88 of the Consumer Credit Act 1974. The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from Hoist Portfolio Holding 2 Ltd (EX BARCLAYCARD) Written notice of the assignment has been given. The Claimant claims 1.The sum of £2792 2. Costs   What is the total value of the claim? £2977  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? No    Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes, possibly more than once. This claim form has been sent not to my actual address but to a friend's house who lets me use their address for post. I had to do this as I had a lot of post go missing at my own address a few years ago. My address on Clear Score is different and my actual address. I don't know how they got this address.   Did you inform the claimant of your change of address? No, I'd never heard of Hoist Finance before Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card bill   When did you enter into the original agreement before or after April 2007 ? I genuinely don't know although according to Clear Score it was in 2010   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't know   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? It's on clear score both as Barclaycard and Hoist. The Barclaycard debt it £0 but the Hoist debt is £2792   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. I assume it's a debt purchaser   Were you aware the account had been assigned – did you receive a Notice of Assignment? No, I don't remember receiving a notice of assignment.   Did you receive a Default Notice from the original creditor? Not to my knowledge   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not that I remember   Why did you cease payments? I couldn't afford to pay the minimum and hoped that as the amount wasn't huge they might disappear   What was the date of your last payment? I think it was July 2014 but it might have been May 2015.     Was there a dispute with the original creditor that remains unresolved? Not to my knowledge but it was so long ago I have no idea what the debt is for or how much of it might have been late/missed payment charges.   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No I did not I've never had a claim issued against me before. Due to my profession it is imperative that I do not get a County Court judgement against me.  Please help with what I should do.  Thank you all in advance.
    • @Jase1982   I have been trying to get up to to speed, and struggling   "Unite general secretary Len McCluskeytold the Guardian that Labour had to win over the party’s traditional working-class supporters with by promising to end free movement of workers - migrant Labour from Europe - after Brexit."   Labour declares a completely stark raving mad open door to anyone and everyone   Immigration was and still is THE big issue driving Brexit (but Corbyn is of course a Brexiter)   Corbyn promises a new Scot ref, then doesn't then hums and hars.     So what actually is happening?     Corbyn declares he's in it for all voters - but seems to mean he wants to ostracise most voters (biggest issue driving Brexit) and bring in new voters who might vote for him in gratitude despite not knowing who he is and probably not caring, and hopes some of them might be nurses.   Cluckskey wants to end (EU) free movement or workers? So where is he on the open door policy - (Theres apparently 40-60,000 none Turk ISIS looking for a new home ...)     I cant make any coherent sense of it whatsoever. Bonkers.   correction: Only sense I see is keeping everyone at each others throats to prevent them seeing the real problem - Corbyn and his quite small cabal of left wing loons ‌
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unclebulgaria67

Another ATOS death

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http://politicalscrapbook.net/2012/11/disabled-man-dies-after-atos-stops-benefits-chris-grayling/

 

Makes awful reading. Apparently 1700 deaths are being linked to failed ATOS assessments.

 

Perhaps the government should release full details of their risk assessment into this policy, as surely they must have told ATOS on what basis to assess people as being fit for work.


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32 per week, bloody shocking and a disgrace. Value on a human life? Atos knows, dwp knows shame its sensitive commercial information.

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Jesus christ what is this; legal genocide? This needs blowing wide open by the media.

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32 per week, bloody shocking and a disgrace. Value on a human life? Atos knows, dwp knows shame its sensitive commercial information.

 

I heard that figure has long been past, into the 70s now. Soon be over a 100, perhaps when people start seeing people they know disappear they might say something. The frightening bit is they just finished reshowing Nazis a warning from History on the TV, yet still nobody is seeing it.

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The problem is that ATOS are incentivised for finding as many people fit for work as possible and then the DWP don't really assist people properly afterwards. It is no good saying people are fit to work and then offer no resource to help them. They seem to just say no, cut the money and then the benefit claimant has to apply for JSA without any help being given.


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a good friend of mine was on esa, is dissabled, had to endure the atos medical failed it, was put on jsa, who found her a job in a nusery, 30 hours a week my friend was in agony trying to pick children up that the owner sent her home because she couldnt cope with the job, she went to her GP, who gave her a sick note, but she doesnt know what will happen now because she cant work shes to unwell, so what about other disabled people who get sent to work but are to ill for the job, will they get sick pay

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Whilst i believe that atos and indeed the whole benefit system is broken and does need radical reform -not sure what though- it is very easy to blame these deaths on atos when i wonder how many direct cases there are. I am not sure the Nazi thing is quite appropriate. That was a whole different set of circumstances and a whole different argument imo.

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No the deaths are not directly related, after all Atos isn't treating them. The point is that these people are being declared fit for work and then dying. So blaming atos or the gov for it misses the point somewhat, however it shows how incompetent atos are.

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I think those who commit suicide from the experience of dealing with atos would disagree.

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Zonker, this thread did not mention suicide at all. I agree even one suicide is one too many but it is a complex issue. Do you have any statistics on that? By the way in my experience, and i do have a little,most people who commit suicide seem perfectly able and in control,or at least in no danger of doing it.

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OK accepting they might result in suicides, but the majority of the deaths mentioned aren't that. Trust me I have no love for atos having been through the hell of their system with my partner.

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'The DWP said it did not have research data on the impact of assessments on people's mental health and that no links could accurately be made to suicides.' , from

 

http://www.bbc.co.uk/news/uk-england-london-19437785

 

and also this FOI request ,

 

http://www.whatdotheyknow.com/request/suicide_and_attempted_suicide_du

 

which shows they are aware of suicides , but they dont collate the information and wont search for them under cost grounds for FOI requests.

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I have no doubt that the truth is being hidden for various reasons. But ATOS are not totally to blame. They have been given the job by DWP and told what to do. The real blame is with DWP for not providing appropriate resources to assist people declared fit for work. The DWP should be working with NHS professionals and Job Centre Plus staff to see what is needed to support the people. ATOS are just involved in a box ticking exercise, paid a fee to run the assessments against a limited criteria. I think a number of Doctors have resigned from ATOS, as they were unhappy with the assessment process.

 

The other issue is whether the UK economy can provide the 35 million jobs that would be required to have full employment. The government have just removed some financial support from Remploy causing the loss of many jobs. This is a bit silly if you ask me, as if you want people with disabilities to work, then government does have a role to play. There are many employers who would not offer employment to people with disabilities, as the cost implications to make reasonable adjustments, may be too much.


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How many have died due to an unrelated medical condition? Like the person who has a heart attack or something? There is no proof that all these deaths are to do with ATOS.

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No but when we lose someone we need someone to blame.It makes grieving easier however as in this case it can promote a backlash.

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It's not always someone elses fault though. I know that some commit suicide - it's possible that this isn't just to do with ATOS.

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I wasn't blaming anyone,i was saying we look at people to blame. When a person commits suicide we may blame ourselves for not having done more,if someone has a dies suddenly we may blame a doctor or the fact we didn't force them to the gp last week.

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The issue is really about a process that finds people fit for work but whoare clearly so ill that they have died soon after this decision was taken. Ifyou are so ill that you die within weeks or months of being assessed as"FIT FOR WORK" there is something seriously wrong with the system.

You do not need a degree in medicine or even been a qualified nurse ordoctor to see this needs changing.

ATOS are responsible for the assessments and are therefore responsible forthe gross misjudgement but the government is ultimately responsible for givinga Multi Million £ contract to a company which is not fit for purpose.

Any of us could find ourselves so ill or disabled that we would be UNFIT forwork. We need a system that takes good care of vulnerable people not makingthem more vulnerable and insecure than they already are.

Please help by signing this petition.....Thank you!

http://you.38degrees.org.uk/petitions/letter-to-the-icc-at-the-hague-re-mistreatment-of-the-disabled-and-sick

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Aren't DWP partly responsible too? They surely get all the evidence (including ESA50) to make their decision.

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