ccs collect - dept for work and pensions

[blackleyblue]

hi everyone, firstly keep up the amazing work you do, it means a lot to know there is people to help and support you when in trouble.

 

Ok, had letter from ccs for 2304.25 overpayment to dept for work and pensions. This around 10 years ago and we did start paying them a small amount each month but that stopped around 5 years ago. Get a letter every couple of years and I think 3 years ago I told them to 'prove it' and asked for a copy of my file which they suly sent several months later (reams of paperwork!). should i respond to ccs?

Thanks all

[dpick]

Hi DWP can reclaim money from any type of benefit you may get and can take it from your pension when you get pension. If pension is long way off then try paying DWP a small amount each week/month to clear.

 

dpick

[blackleyblue]

hi, we both work and have never been on any benefits, this was a carers allowance many years ago when my wife cared for her mother.

[cerberusalert]

If there is any clear period of six years (five in Scotland) where you made no payment or written admission of the debt it would be Statute Barred & they would be unable to take any enforcement action.

 

Having said that, the DWP have a partial exemption in the fact that they can deduct monies owing from any future payments they make to you from the majority of benefits/pensions.

[unclebulgaria67]

Suggest that you keep any proof of the challenges you have made regarding the carers allowance, as you may need this in the future. i.e if they deducted from pensions/benefits.

 

The chances are that as time goes on this may just getting dropped and not picked up again. The DWP will next year start a 3+ year process of changing the benefit system.

[blackleyblue]

Suggest that you keep any proof of the challenges you have made regarding the carers allowance, as you may need this in the future. i.e if they deducted from pensions/benefits.

 

The chances are that as time goes on this may just getting dropped and not picked up again. The DWP will next year start a 3+ year process of changing the benefit system.

 

thanks all, so should i ignore or is there a letter i should be sending?

[blackleyblue]

now had phonecall at parents house asking for us - we lived there a long time ago. from css chasing debt, parents told dont live there anymore and did not give any details other than confirm the address they been writing to. we are ex directory. should i respond? write letter? thanks

[blackleyblue]

any advice guys?

[blackleyblue]

help help help....letter to day from CCS staing full amount in 7 days or offer to pay. They are prepared to litigate under the social security administrations act of 1992. They threaten warrant of exceution and attachment of earnings. Help me please I need some advice on what to do. Thank you all

[Bazooka Boo]

Relax.

 

Answer some questions to help others to help you.

 

Has there been six years (5 in Scotland) of non payment toward this? If so then it is statute barred.

[blackleyblue]

we did start to make payments a long time ago, maybe 5/6 years, not exactly sure is honest

[blackleyblue]

just need some sound advice and help

[Bandit127]

Bazooka Boo - according to Payplan benefit overpayments do not become time barred.

 

Benefit Overpayments

 

The Department of Work & Pensions (DWP) can chase debts after 6 years without going to court. They reclaim the overpayments by deducting them from current benefits.

http://www.payplan.com/debt-library/joint-and-several-liability-the-limitation-act-1980.php

[cerberusalert]

Bazooka Boo - according to Payplan benefit overpayments do not become time barred.

 

http://www.payplan.com/debt-library/joint-and-several-liability-the-limitation-act-1980.php

 

See the second paragraph in post #4.

 

They can deduct monies owing from future benefits but what they can't do is take enforcement action such as apply for a CCJ or obtain a Liability Order.

[Bazooka Boo]

we did start to make payments a long time ago, maybe 5/6 years, not exactly sure is honest

 

OK, are you able to check bank statements to look for any sign of payment?

 

CCS like to talk the talk, threaten bully & psychologically intimidate their seven day deadline means nothing.

 

They use this lame threat to force debtors to ring them up and face a barrage of threats rudeness and lies.

[blackleyblue]

never been on benefits and please god never will be

[blackleyblue]

not that far back im afraid, was prob 5/6 years ago, we started paying £10 a month and then it ceased. so if they cant do anything what should i do?

[rdm2006]

never been on benefits and please god never will be

 

a carers allowance is a form of benefit - were you overpaid this allowance? why do they think it is overpaid?

[blackleyblue]

so long ago, was an allowance paid to wife for caring for mother which they stopped and deemed as overpaid

[blackleyblue]

really need to know if these parasites are gonna turn up at door or take us to court

[Bazooka Boo]

Relax, if a stranger turn up on your private property you can tell them to disappear and shut the door, they have NO legal powers to do anything less for sending out random puerile missives they've fabricated on their speak & spell.

 

If they were going to take legal action then they wouldn't have waited for 5/6 years!

 

Ignore CCS, they CANNOT do anything.

 

If your overly concerned then you need to contact the DWP and go through their lethargic complaints procedure.

 

Can you scan and post up the letter you received from CCS? Ensure you REMOVE ALL IDentifiers, including bar codes, funny boxes and ref numbers.

 

What have you received off the DWP?

[dx100uk]

so you got spoofed into paying some years back

 

all they want is to fleece you

 

i bet if you were to phone DWP

that money you paid

NEVER came off the over payment anyhow.

 

CCS are NOT BAILIFFS

they have NO SUCH legal powers

 

any doorstepping money collectors are just men in raincoats waving clipboards.

 

never ever pay any doorstepper.

 

and NO they CANNOt take you to court.

 

dx

[blackleyblue]

thank you for reassurance. From DWP nothing just 2 letters from CSS. So I just sit tight and do nothing?

 

Thanks again

[Bazooka Boo]

I would yes, until DWP write, if they ever do.

[blackleyblue]

had further letter from CCSCOLLECT.

 

Notice of intended legal action.

This is a notice of intended legal action..

.documents are being prepared for final recovery..

 

..You need to pay full amount of £2304.25 by 10am on 23.12.2012 (thats a Sunday???).

 

If you fail to pay we may ask the court to warrant of execution, attachment of earnings...

 

..WHAT DO I DO???

THIS ISNT GOING AWAY OR IS THIS AN EMPTY THREAT?

 

This is an overpayment of carers allowance from appx 5 or 6 years ago - HELP!