Jump to content


dizzygirl67

M&S Credit Card

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2534 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi, me again.

 

I have an M&S credit card with a balance of £3,000 which I havent used for the best part of eight years, Ive been paying it off quite happily at £100 a month till a few months ago.

 

Due to a change in circumstances I called them and arranged reduced payments of 10£ per month, I also asked them to freeze interest which they refused to do and said they'd review it in November, I think there is also a default notice on the account.

 

My circumstances have since got worse if anything and whilst I can afford £10 Im wondering what I should do next as the interest rate is hideous and I want to shrink the debt not grow it!

 

Do I write to them and offer to continue to pay the £10 please freeze the interest etc??

 

Edit: After looking through the other threads do I send them a SAR request to see what they have on file and whether they have sig, I dont honestly remember signing anything and cant remember if the card was originally a store card since converted to a CC.

Edited by dizzygirl67

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...