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Charge on house over 6 years. for car finance + faulty bill of sale?

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Around 7 years ago I got a car from a known rip off company and the purchase was a Bill of sale, 6 months later I got a company car so wanted to return it but they wouldnt accept, so they repossed it.

 

After months of arguing, they took us to court, and as it was well before all forums, and the court was other end of he country I couldnt attend so they won. The purchas of the car was around £3k,they got £1.4k from reselling it, but took me to court for £17k..

 

I couldnt pay so they put a charge on my property... Of course the property market crashed and now even if I sell today there wouldnt be enough in the property for them to pay it off...

 

Any way I have not had no communication with them since the court date...

 

My question is what happens now, I been told that there is something wrong with the Bill Of Sale, but what do I do, where can I go from here..

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to challenge this after so long would be a miracle.

 

but +17k !!!

 

hae you still got all the paperwork?

 

dx


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to challenge this after so long would be a miracle.

 

but +17k !!!

 

hae you still got all the paperwork?

 

dx

 

I think it may be 1.7k, even with interest it wouldn't reach 17k. As they have judgement and a charge on the property whenever the property is sold they will have a claim on any funds after any 1st charge mortgage is settled.


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:lol:

 

well thats what i'm hoping!!

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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