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Charge on house over 6 years. for car finance + faulty bill of sale?


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Around 7 years ago I got a car from a known rip off company and the purchase was a Bill of sale, 6 months later I got a company car so wanted to return it but they wouldnt accept, so they repossed it.

 

After months of arguing, they took us to court, and as it was well before all forums, and the court was other end of he country I couldnt attend so they won. The purchas of the car was around £3k,they got £1.4k from reselling it, but took me to court for £17k..

 

I couldnt pay so they put a charge on my property... Of course the property market crashed and now even if I sell today there wouldnt be enough in the property for them to pay it off...

 

Any way I have not had no communication with them since the court date...

 

My question is what happens now, I been told that there is something wrong with the Bill Of Sale, but what do I do, where can I go from here..

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to challenge this after so long would be a miracle.

 

but +17k !!!

 

hae you still got all the paperwork?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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to challenge this after so long would be a miracle.

 

but +17k !!!

 

hae you still got all the paperwork?

 

dx

 

I think it may be 1.7k, even with interest it wouldn't reach 17k. As they have judgement and a charge on the property whenever the property is sold they will have a claim on any funds after any 1st charge mortgage is settled.

PUTTING IT IN WRITING & KEEPING COPIES IS A MUST FOR SUCCESS

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:lol:

 

well thats what i'm hoping!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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