Jump to content
  • Tweets

  • Posts

    • to prove I actually sold the car. I have resolved to go to court and the SAR shows all the notes on the account. The fraud department flagged this and despite all entreaties, they refused to release the money. The buyer has send across a screenshot of his bank statement and I have the sales receipt showing I sold the car. I have also asked DVLA for confirmation.    Do you know which legislation I can rely on please and which forms to use as I think I have all I need to show proof of legitimacy i.e.   1. Sales receipt (Issued by me to buyer) 2. Bank statement Screenshot (showing payment) and letter from buyer confirming they purchased the car. 3. Letters to CEO and their responses 4. SAR 5. Cover Note.    it has passed 80 days now and I believe if the NCA is involved it should show up in the SAR, in any event I don't mind engaging relevant authorities and showing the proof and transaction history.    thanks B-Bunch
    • Reading BN's man Richard North this morning, he's unimpressed with the new FTA with Japan.   https://www.turbulenttimes.co.uk/news/brexit/brexit-a-deal-we-can-do-without/
    • Read up on European Enforcement Orders and whether these can still be used in Brexit transition.   As you have come to realise buying online with a co.uk company can be risky, if they are foreign, with only a care of registered address in the UK.    
    • No at the time it was taken out my credit rating would’ve been fine. This card was my first credit card and I wouldn’t have had any loans at the time. It’s only really from this time onwards where things spiralled.   Also I noticed my old address was used at the time I took this out. Not sure if this has any relevance but I recall you asked this earlier in the thread. 
    • A perfect storm is brewing which could potentially see customers charged a monthly fee for having a current account. View the full article
  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Please note that this topic has not had any new posts for the last 2912 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

After having a run in with JBW a while back and i submitted an out of time application I thought all was fine until now someone for JBW has just put a clamp on the car I use, but don't own JBW have been told that I don't own this car so it is quite clear that they are doing this to harass. Aparently my appeal was turned down but this is the first i have heard of it. Were do we go from here as the car cant be towed as it is not mine.

 

This has been done by a Mr steptow/e who is not a registered Bailiff at least not for JBW.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

Unless the bailiff has a valid levy over it then the vehicle owner can remove the clamp with bolt cutters, they arent liable for criminal damage act because there is 'lawful reason'.

Link to post
Share on other sites

im not 1005 sure wouldn;t that still be criminal damage?

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites

pick the lock...

 

edit: locksmiths can do it, so can other people hint hint

Edited by labrat

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

Link to post
Share on other sites

If I came out of my house and found a clamp on my car with no notice as to why it had been clamped, I would open the boot and take out my trusty bolt cutters (which I carry as part of my tools of the trade) and remove the article which had been attached unlawfully.

 

I've done this before when wheel clampers were rampant in Manchester, they don't like it but what can they do?

It's not criminal damage, they committed the crime by attempting to kidnap the vehicle, all you do is rescue the vehicle without calling in the sas.

Illegitimi non carborundum

Link to post
Share on other sites

Firstly,

 

You need to call the Traffic Enforcement Centre to enquire when your OTT was rejected. You have a right to seek a "review" and all enforcement must then cease. You need to complete an N244. Please post back if you require further details.

 

It is simply beyond belief the way in which bailiffs companies fail to provide a legally required Form 7 Notice of Seizure of Goods & Inventory. Frankly, without this legal document there must surely be serious doubt that a legal levy has occured.

 

Only yesterday I was sent a copy of the outcome of a recent complaint to the Local Government Ombudsman which related to London Borough of Redbridge and where their bailiff provider had failed to provide a Notice of Seizure. The LGO found against London Borough of Redbridge and in their final decision confirmed that this failure to leave a Form 7 Notice of Seizure led to an "injustice" and awarded compensation.

Link to post
Share on other sites

 

It is simply beyond belief the way in which bailiffs companies fail to provide a legally required Form 7 Notice of Seizure of Goods & Inventory. Frankly, without this legal document there must surely be serious doubt that a legal levy has occured.

 

 

Sounds like a lot of ANPR operations do this.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

The ICO is the Information Commissions Office the UK’s independent authority set up to uphold information rights in the public interest, promoting openness by public bodies and data privacy for individuals.

 

ANPR clamping and distrain without levy does not seem to fall under the ICOs remit. Unless, but of course, you may know different and can elighten.

 

The DVLA can sell to anyone with an appropriate subscription account information about vehicles and keepers.

Link to post
Share on other sites
Firstly,

 

You need to call the Traffic Enforcement Centre to enquire when your OTT was rejected. You have a right to seek a "review" and all enforcement must then cease. You need to complete an N244. Please post back if you require further details.

 

It is simply beyond belief the way in which bailiffs companies fail to provide a legally required Form 7 Notice of Seizure of Goods & Inventory. Frankly, without this legal document there must surely be serious doubt that a legal levy has occured.

 

Only yesterday I was sent a copy of the outcome of a recent complaint to the Local Government Ombudsman which related to London Borough of Redbridge and where their bailiff provider had failed to provide a Notice of Seizure. The LGO found against London Borough of Redbridge and in their final decision confirmed that this failure to leave a Form 7 Notice of Seizure led to an "injustice" and awarded compensation.

 

Thanks for the advice TT. I do not belive this man is actually a bailiff also there is no form 7 i wont be able to contact TEC until Tomorrow afternoon anoyingly. If you could point me to a guide about how to fill in an N244 I can get that done also how do i seek a review or is the N244 the process of seeking a review..

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...