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Aktiv Kapital / Buchanan Clark & Wells

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Evening all


I keep getting letters from AK stating I owe them various amounts to different companies.


They also write offering a reduction in the amount I could pay, such as sending me a "gift voucher" today for £3,000 off a 'debt' and stating I should pay them £300.


I am also getting daily text messages from BCW asking me, by name to contact them urgently, quoting a unique ref number.


I am aware any debt that I have is statue barred, as they are over 6 years and if my memory serves me right ar eover 10 years.


I havent made any contact with either company although I want to call them to tell them to get lost and I will send each company the statue barred letter.


If I should be sending a different letter please let me know.


My question is, can these companies continue to complete credit searches of my credit file without any recourse??


They are accessing my credit file on a monthly basis and I think this is impacting on my credit scoring.


Any advice, as always gratefully received.


Keep up the fight y'all!!

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Thanks Havinastella - letters written and will be recorded delivery tomorrow.


I always thought these companies left a footprint on credit files - happy to know this is incorrect


have a good evening all



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ignore them


its a phishing trip



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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