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Acting as your Fiduciary


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In his letter Stuart Higley states that he is unsure of my contention that the bank has been acting as my fiduciary. This does not form part of the normal banker/customerr relationship.

Any comments?

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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With the greatest respect to the author of this letter, the reference to the bank's role as fiduciary seems to be something of a red herring. If the standard letter from NatWest has picked up on it and is refuting it (quite understandably) then it might be as well to omit it - just my opinion (and that of my friend, a lawyer who specialises in Data Protection Act issues. :-)

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I have submitted my LBA to Stuart Higley, it amounts to over £3000 which plus interest totals over £4000. I enclosed a detailed analysis of charges and interest to tomorrows date... with interest continuing to accrue. All sent by recorded delivery. So far I am approaching this in a clinical and logical manner. Lets hope I can sustain that approach.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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