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    • you still have not answered the above. .......................... as for their letter and your reply: the 1st single paragraph detailing why you were reported is the only part specific to you. the rest is the bulk std TfL template letter that everyone gets when reported. 3 does not apply to you anyway as the report is one of detected fraudulent misuse of a freedom pass not in your name, not a case of a pass you held that you could not produce at the time. mail them your begging letter, but lets see it first.
    • Hi HB,  Have you come across cases where there are no mitigating reasons as to why TfL should not proceed with a prosecution?   
    • hope everyone can see this (might be issues if not UK connection)   Post Office lawyer was a jack of all trades, but failed his own | ... WWW.COMPUTERWEEKLY.COM Post Office IT scandal inquiry hears how a lawyer was at the centre of the Post Office’s attempts to prevent problems with its IT system...  
    • as if a lawyer, let alone a senior one wouldn't have full documentation - if she claims she hasn't - claw back all the payments made to her   https://www.lawgazette.co.uk/news/post-office-inquiry-live-former-gc-susan-crichton-gives-evidence/5119453.article?clearcache=1
    • Id start by submitting a formal Subject Access Request to the local authority. State that you want all data including telephone recordings.   They'll have a month to provide you with the data and recordings then
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

kensington repossesion hearing


scoty
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Hi all ,have hearing this month with arrears of around 3500 on secured loan.

 

been refused agreement plan verbaly and letter subject to forwarding bank statements not happy to send them.

 

I/E form + reasonable offer refused= unfair treatment?.

 

over payments made evened out with charges and solicitors fees, true arrears aprox 1200,

 

can I put house on open market before hearing? - further implications?

 

PPI through broker claim full + interest from kensington?

 

Previous breech of security -my full details, account +phone no, balance, address etc disclosed to third party.

 

Further fundamental issues also, would welcome any comments/advice on the above issues, thank you.

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your should certainly be doing a ppi reclaim spreadsheet

 

you should certainly be doing a PENALTY charges spreadsheet

 

use them as a counter claim to the arrears.

 

kensington have been fined for these charges too me thinks.

 

search in our search top right for kensington mortgage

 

you might also be able to include the legal charges as they cant do that until they get judgement i'm sure

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi all ,have hearing this month with arrears of around 3500 on secured loan.

 

been refused agreement plan verbaly and letter subject to forwarding bank statements not happy to send them.

 

I/E form + reasonable offer refused= unfair treatment?.

 

over payments made evened out with charges and solicitors fees, true arrears aprox 1200,

 

can I put house on open market before hearing? - further implications?

 

PPI through broker claim full + interest from kensington?

 

Previous breech of security -my full details, account +phone no, balance, address etc disclosed to third party.

 

Further fundamental issues also, would welcome any comments/advice on the above issues, thank you.

 

Scoty: is your loan based on Libor + 1 to 3% + some margin? If this is so please contact me as the Libor rates Kensington have been employing are subject to dispute in courts in England.

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why does he need to pm? can you not expand on the thread?

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why does he need to pm? can you not expand on the thread?

 

Scoty: if you have been charged an interest rate which is based on Libor you need to examine carefully what the rates you were charged were and obtain from Kensington the Libor rate which Kensington used. Many Kensington customers have found that Kensington is very unwilling to discuss the Libor rate it has used. I urge you to spend some time on this!

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