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Icon DCA Chasing Champion Soccer Debt :(


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Hi,

 

Long story short, me and my mates had a 6-a-side football team, after 4 games, I got an recurring injury to my ankle, so couldnt play (still can't now) and the rest of the team didn't really want to continue playing either as some where finding it hard with work etc.

 

The company who run the league have chased me for a total of £900 and have now passed it on to Icon Collections who are now contacting me at my workplace and threatening court action.

 

Where do I stand with this, as you can see from the attachments I signed an agreement to fulfil fixtures, but its not a CCA or anything like that.

 

Look forward to hearing from someone!

 

All letters are here:

 

h t t p://postimage.o r g/gallery/anncy91u/8a22ec95/

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Hi, you dont have sufficient posting to be able to post links..

 

Can you convert your images/documents to pdf and follow the instructions below to post them for us to see.

 

Dx100 – Instructions on uploading pdfs

scan the required letters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or ir you have PDF as an installed printer drive use that

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

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Uploading documents to CAG ** Instructions **

 

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3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi,

 

Long story short, me and my mates had a 6-a-side football team, after 4 games, I got an recurring injury to my ankle, so couldnt play (still can't now) and the rest of the team didn't really want to continue playing either as some where finding it hard with work etc.

 

The company who run the league have chased me for a total of £900 and have now passed it on to Icon Collections who are now contacting me at my workplace and threatening court action.

 

Where do I stand with this, as you can see from the attachments I signed an agreement to fulfil fixtures, but its not a CCA or anything like that.

 

Look forward to hearing from someone!

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Hmm, now the last letter appears to have implied that they were going to issue a claim throught the county court on 6th August 2012 if you didnt respond.

 

They havent issued so.. have they decided that they might not have a claim against you.

 

They are behaving extremely badly by contacting you at work and might even be breaking some of the OFT Regulations.

 

I will alert some of the site team - they might be able to offer some constructive advice for you.

 

Please be aware that most of the ST have day jobs and might not be around until later this evening. :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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They are probably contacting me on the work number because I put that on the original form as my contact number (as it was a football team consisting of work only colleagues).

 

They haven't applied to county court as of yet, but the DCA have sent another letter, threatening the same action. When they called I simply told them I do not acknowledge any debt owed to Champion Soccer.

 

I just think it all seems a bit unfair that they put this debt on me, when I had no powers to ensure the fixtures went ahead as planned for the rest of the season. I never thought playing in a six a side league would get me into such a mess :s

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Hi DB,

 

Looking in as asked, although I hope Andyorch will also drop in to give his views.

 

You need to write to the company that's calling you. Confirm it's your work number, you cannot take personal calls and they must put anything they have to say in writing. If they call again, you'll report them for failure to follow the OFT Debt Collection Guidelines 2.6(a); 2.6(j); 2.8(i) and 2.8(k).

 

They are chasing you as you're one of the 2 people that signed and they have a right to pursue one or both of you. As they only have your address, they're chasing you.

 

When did they last contact you and what did they say.

 

The document you (and another person ?) signed on 6th April 2012 confirms you agree to pay for all fixtures scheduled UNTIL a replacement team is found to take your place. Have you made any attempt to find a replacement, to mitigate the Event Mgt Co's loss.

 

No prices or fees are set out on the form you signed, nor are there any Terms and Conditions setting out the obligations of each party.

 

There's a chance they could start a court claim against you but, given the lack of paperwork and they lack of detail on what you signed, I think they would have an uphill struggle if you made a reasonable defence.

 

In the event you had a CCJ made against you, you would be entitled to ask all of the team for their contributions.

 

Lets see what Andyorch thinks.

 

:wink:

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Hi DB

 

Considering the last communication (LBA) was dated 27th July 2012 it would appear that is more of a threat than intent.

 

The " application " was dated 6th April 2012 you was invoiced upfront 24th May 2012 (after missing 2 fixtures) you was reminded 29th June 2012 outstanding LBA dated 27th July 2012.

 

The application/agreement does not refer to any cancellation term/fee nor any further prescribes.Nor does it refer to a payment date.

 

Did you write/ inform / give notice that you wished to cancel?

 

I doubt very much this will go any further.

 

Regards

 

Andy

We could do with some help from you.

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Received 2 letters since those that I've attached. One dated 15th October 2012 from Champion Soccer which reads:

 

xxxxxxxxxxxxx - £864.00

 

Dear Sir,

 

Despite previous correspondence the above amount remains outstanding.

 

Upon joining the league, you signed a legally binding application form in which you personally agreed to...

 

"accept full responsibility on behalf of my team to fulful and pay for all fixtures as required and agree to abide by the rules of the competition".

 

Therefore if payment is not made by the due date or a repayment plan agreed we shall make an application to NCC to recover this amount.

 

Please be aware that in the likely event of our application being successful you will be liable for the court costs. In addition your credit rating will be negatively affected.

 

I therefore advise you in your own interest to arrange payment on or before 26th October 2012.

 

 

 

I made them aware of the situation by phone call, and they were very unhelpful and pretty much said its my problem to deal with. I tried to find a replacement team, but to no avail.

 

I emailed Icon collections today asking them not to contact my works number and to send all correspondence by post or email.

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No credit was involved they have suffered no loss...its a bluff and this endorses my advice " In addition your credit rating will be negatively affected. "

They are not a licensed credit broker or allowed to submit adverse data to any of the CRAs.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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