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Payday Loan Mess


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Hi

 

I was wondering if i could have some advise as you have all been great in the past.

 

Ive unfortuantly fallen into the payday loan trap, i was managing payments up until this month but ive decided to stop living on the breadline and taking out more loans to get by and just get this sorted - i currently have 4 ongoing payday loans.

 

Payday uk -£194

Cash Genie - £390

Text loan £350

Wageday Advance - £200

Pounds 2 Payday - £130

 

I have moved my wages over to an account none of these companys have access too all with the execption of pounds 2 payday (its a 6 month loan and i can afford to pay this every month)

 

The rest i have all emailed offering £25 a month each, cash genie and text loan came straight back accepting my offers, wageday advance havent replied as yet and pduk have if im honest been a nightmare, ive told them 5 times i only want contacted via email, finally today they have replied advising me the full balance of £194 has been paid and debted from my account on the 28/10/2012, ive checked both my account and phoned both banks but there has been nothing come out and nothing pending, ive emailed back asking what account this is from as there is nothing that i can see, should i just ignore them now?

 

ive also applied for a prepay card to set up these payment plans.

 

Is there anything else i need to do, its totally getting on top of me and i really just want all of these companys out my life!

 

Thanks for all advice in advance.

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