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    • Hi    another quick update   Just had my Mediation call and advised them that I do not have enough information from PRA to continue with the mediation.   The mediator relayed that  PRA confirmed they have sent me the agreement and statement and that PRA believe this is enough to determine that this is my debt.   PRA confirmed that they do not have the "default notice" but believe the information they provided is enough for the court   Now I will just wait for the court process to initiate and in the meantime i will continue to work on my statement   thanks    
    • Hi all,   just checked my credit report on Credit Karma, and I’ve had a search from ‘Lexusnexus’. do I need to be concerned? Since they are a data mining company from the states, is this the precursor to potential legal action?   H
    • Online part done. CCA and CPR - send recorded?
    • Hi,   Thanks for your reply.   Firstly I asked several times for a refund closer to the time I enrolled on the course and was told I could not have one due to the center paying for the course upfront. I did make it very clear that I was struggling with the course, however due to the center not being open when I could attend that I would not be able to finish it, also that due a change in job role I would be unable to make days when the center was open. However given that the center advertised several times it would be open late and on a weekend this was not honoured several times and yes I have a detailed log of this.    The entire cost of the course was over £3700 - I can get back to you with the exact amount once I am home as I have kept the recites   There was also an incident with the Sage course due to it having to be studied within the classroom - when I was able to get into the venue the package was not working and also the obvious reason for the center being closed.   The course was conducted via mixed methods, however when trying to complete the training online their system was not working, so could not be accessed whilst I was trying to study at home. I did phone the center about this at the time, however this was not remedied.   Thanks
    • First of all you should understand that this is going to be difficult – partly because you have left it so long, partly because of their franchise system it is very difficult to pin them down and finally because you have already said yourself that some of the reason for not completing the course is because of your own mental/emotional state. Your poor health at the time was very unfortunate – and I'm very sorry about that – but that is not something that you will be able to rely upon if you attempt to recover any money. In fact it would be in your best interests not to refer to this. Have you already brought this up with them? Could you please tell us how much the entire course cost. Also, you will need to give a fairly detailed chronology of the listed class times and the times that they were closed without giving you notice. We need to understand what impact these are notified closures had upon the total amount of allocated time. Was the course conducted mostly online or was it conducted with face-to-face contact at their classrooms?
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cerberusalert

Homeowner wins damages for time wasted answering phone

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A cold-call firm has been forced to pay compensation to a businessman after he took it to court for wasting his time.

 

The stunning victory could open the floodgates to further claims from the millions of homeowners plagued by similar unwanted and infuriating calls.

 

Richard Herman vowed to hit back after he was targeted by firms promising compensation for mis-sold Payment Protection Insurance (PPI).

http://www.dailymail.co.uk/news/article-2223794/Cold-callers-left-feeling-blue-Homeowner-wins-damages-time-wasted-answering-phone.html

 

 

article-2223794-15B3698F000005DC-549_634x880.jpg


Anthrax alert at debt collectors caused by box of doughnuts

 

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£10 a minute equates to £600 an hour !

Was Judgment given by default or did they just pay up ?


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They settled out of court.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Yay i get so many calls like that...seems ill have to get a recorder lol

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Proves the value of recording calls, that's for sure.


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Oh yes - a Truecall is vital for such tactics...

 

This type of game plan also works very well with the characteristically aggressive debt collection companies that harass people excessively. They regularly pay up on admin fees rather than let the matter go to court. :-D

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I've told people to write letters sending invoices to DCAs when they get 'can you confirm you are you, or not you' letters, the harrassment gets crazy sometimes.

 

I've been harrassed by an unknown caller recently, answered the phone every time only to be greeted by whistled tunes or somebody going to the loo, clearly NOT a DCA (or it might be). It came to a head on Wednesday with 9 calls during the evening, all answered with Hello, then putting the phone down until they rang off.

 

Pity I can't find out who it is and invoice them for the time and hassle!

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This is so funny - I love it. Well done Richard!


The REAL Axis of evil: Banks, Credit Card Companies & Credit Reference Agencies.

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