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You've done all you need to. Issued will change to acknowledged in a few days / a week or so. Soon after that you'll have your cash. Just sit & wait!

And it's a lie, you don't just get help at court stage, you get it all the way through!

Who gives you Xtra? :confused:

 

=========================================

HALIFAX PLC

 

PAID IN FULL - £1799.20 31/10/06

 

Round 2 - Prelim sent 29/06/07

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Thanks Mike, you replied to my thread whilst i was posting on your thread :)

I Already had statements for past 6 years so no need to send request for statements.

 

23rd Sept 2006 - Sent first letter for £238

 

04th Oct 2006 - Bog standard reply letter recieved from Halifax

 

13th Oct 2006 - Sent LBA (gave 14 days to reply)

 

20th Oct 2006 - Phone call from Halifax offering £70

 

21 Oct 2006 - Offered £70 as 'goodwill gesture'

 

23 Oct 2006 - Accepted offer as Part settlement of claim

 

28 Oct 2006 - Filed MCOL

03 Nov 06 - Recieved letter offereing to increase goodwill offer to £120

 

21 Nov 06 - Settled in Full

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I got a letter yesterday (Friday) saying blah blah blah you did not accept £70 first offer.... to reach an amicable settlement we will increase this offer to £120 etc etc

 

NOOOOOOOOOOOO! I filed MCOL last Saturday - I was hoping the claim would be acknowledged after 7 days but it hasn't and I'm still getting offered pittance. I go on holiday on Tuesday with litterally no spending money. I'm certain Halifax have been keeping up to date with my thread and will ensure they don't respond until I return from Hols!

 

Pay up!

I Already had statements for past 6 years so no need to send request for statements.

 

23rd Sept 2006 - Sent first letter for £238

 

04th Oct 2006 - Bog standard reply letter recieved from Halifax

 

13th Oct 2006 - Sent LBA (gave 14 days to reply)

 

20th Oct 2006 - Phone call from Halifax offering £70

 

21 Oct 2006 - Offered £70 as 'goodwill gesture'

 

23 Oct 2006 - Accepted offer as Part settlement of claim

 

28 Oct 2006 - Filed MCOL

03 Nov 06 - Recieved letter offereing to increase goodwill offer to £120

 

21 Nov 06 - Settled in Full

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Is it worth me sending yet another 'i will accept as partial payment' or just ignore it as my MCOL is not 7 days old and should be acknowledged soon?... or will Halifax hold out until they hear back about my decision?

I Already had statements for past 6 years so no need to send request for statements.

 

23rd Sept 2006 - Sent first letter for £238

 

04th Oct 2006 - Bog standard reply letter recieved from Halifax

 

13th Oct 2006 - Sent LBA (gave 14 days to reply)

 

20th Oct 2006 - Phone call from Halifax offering £70

 

21 Oct 2006 - Offered £70 as 'goodwill gesture'

 

23 Oct 2006 - Accepted offer as Part settlement of claim

 

28 Oct 2006 - Filed MCOL

03 Nov 06 - Recieved letter offereing to increase goodwill offer to £120

 

21 Nov 06 - Settled in Full

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Been 9 days now and the MCOL still shows as Issued.

 

Go to Florida tomorrow with literally no spending money.... does anybody know where I can find guitar song sheets?, I am thinking about busking for my breakfast.

I Already had statements for past 6 years so no need to send request for statements.

 

23rd Sept 2006 - Sent first letter for £238

 

04th Oct 2006 - Bog standard reply letter recieved from Halifax

 

13th Oct 2006 - Sent LBA (gave 14 days to reply)

 

20th Oct 2006 - Phone call from Halifax offering £70

 

21 Oct 2006 - Offered £70 as 'goodwill gesture'

 

23 Oct 2006 - Accepted offer as Part settlement of claim

 

28 Oct 2006 - Filed MCOL

03 Nov 06 - Recieved letter offereing to increase goodwill offer to £120

 

21 Nov 06 - Settled in Full

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Can't offer any practical help Kudos, as I am in the same boat as you, everyone else on my timeframe has all been paid out and I am still sitting waiting.

 

However, you can take money out of cash points with your visa electron card, and once funds are deposited into your account you can use your card to pay for goods where a visa sign is displayed, if that's any help at all.

 

Tink

I will not be held liable for any advice/comments given... if in any doubt please consult professional advice.

 

HBOS Acc1 - Small Claim Filed 31/07/06 - WON -21/8/06 - MCOL -06/09/06 - WON 13/09/06

 

HBOS acc2 -Small Claim Filed 02/08/06 - WON 13/09/06 - Round 2 Prelim Letter sent 14/09.06 - LBA sent 27/09/06 - MCOL 16/10/06

 

HBOS acc3 Prelim Letter sent 14/09/06 - LBA sent 27/09/06 - MCOL 16/10/06

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  • 3 weeks later...

Hi All,

 

Have been in Florida for the past two weeks and only arrived back on Thursday. After waiting what seemed like a world record amount of time (compared to other people) I won my money back.... I was hoping to get it sooner as I didn't have much to spend on hols but I got it on the last day (after they issued me with two further £30 charges) so at least was able to buy some new clothes at the end.

 

Please can somebody advise me how to close the MCOL?

 

Also what should I do about the two further charges (one of which was taken because the original £30 charge made me overdrawn)?

 

Thanks

I Already had statements for past 6 years so no need to send request for statements.

 

23rd Sept 2006 - Sent first letter for £238

 

04th Oct 2006 - Bog standard reply letter recieved from Halifax

 

13th Oct 2006 - Sent LBA (gave 14 days to reply)

 

20th Oct 2006 - Phone call from Halifax offering £70

 

21 Oct 2006 - Offered £70 as 'goodwill gesture'

 

23 Oct 2006 - Accepted offer as Part settlement of claim

 

28 Oct 2006 - Filed MCOL

03 Nov 06 - Recieved letter offereing to increase goodwill offer to £120

 

21 Nov 06 - Settled in Full

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OK my case has been settled please can admin mark with *SETTLED IN FULL* I wasn't expecting any congratulations....uhum!

 

Please can somebody tell me how they closed their MCOL and also how they went about claiming back other charges after they had their original case settled (charges incurred since action)

I Already had statements for past 6 years so no need to send request for statements.

 

23rd Sept 2006 - Sent first letter for £238

 

04th Oct 2006 - Bog standard reply letter recieved from Halifax

 

13th Oct 2006 - Sent LBA (gave 14 days to reply)

 

20th Oct 2006 - Phone call from Halifax offering £70

 

21 Oct 2006 - Offered £70 as 'goodwill gesture'

 

23 Oct 2006 - Accepted offer as Part settlement of claim

 

28 Oct 2006 - Filed MCOL

03 Nov 06 - Recieved letter offereing to increase goodwill offer to £120

 

21 Nov 06 - Settled in Full

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Wow!! Still no reply....i'm impressed.

 

I wonder if you would be so slow in withdrawing any donation I make to the site? I doubt it.

 

I thought I would do this to help others but seems I may be fighting a losing battle. Good luck everybody else and stick with it....

I Already had statements for past 6 years so no need to send request for statements.

 

23rd Sept 2006 - Sent first letter for £238

 

04th Oct 2006 - Bog standard reply letter recieved from Halifax

 

13th Oct 2006 - Sent LBA (gave 14 days to reply)

 

20th Oct 2006 - Phone call from Halifax offering £70

 

21 Oct 2006 - Offered £70 as 'goodwill gesture'

 

23 Oct 2006 - Accepted offer as Part settlement of claim

 

28 Oct 2006 - Filed MCOL

03 Nov 06 - Recieved letter offereing to increase goodwill offer to £120

 

21 Nov 06 - Settled in Full

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