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Proactive letter from Barclaycard about PPI


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Hi all,

 

Long time no post on this site for me.

 

Hoping for some advice. I've received a letter this morning from Barclaycard advising they may have mis-sold me PPI insurance on a previous Barclaycard account (now closed).

 

Now I must admit I didn't realise I'd ever had PPI sold to me - or I would have claimed myself earlier...

 

Barclaycards letter suggests I fill in a questionnaire online, call or write to them.

Is this a trick? Or are they being forced to write to people who may have been victim to mis-selling?

 

The card I had with them was during a particularly bleak spell in my finances following redundancy where I entered into a debt management plan - does anything about that agreement affect me claiming?

 

Thanks in advance for all pointers!

 

Steve

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Nothing about the DMP prevents you from claiming.

 

You have nothing to lose by putting in a claim. Grab a copy of the questionnaire from the fos website and complete that one and send it in to Barclaycard.

 

Have you got the statements for the account?

 

How long ago was this account taken?

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5. Feel Bullied by Creditors or Debt Collectors?

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The account was taken in 2005 or 2006, and closed in 2010 after my DMP ended.

 

I don't have any records of it at all actually - but could do a SAR presumably?

The letter from Barclaycard seems to be wanting very little info from me - but bit suspicious they've gone to this effort of getting in touch.

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As I say...you have nothing to lose so go for it.

 

If it were me I would SAR them too in order to get as much information and data as you can. If you can get all of the statements it will help you check any offer they may make to you.

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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