Proactive letter from Barclaycard about PPI

[stek2007]

Hi all,

 

Long time no post on this site for me.

 

Hoping for some advice. I've received a letter this morning from Barclaycard advising they may have mis-sold me PPI insurance on a previous Barclaycard account (now closed).

 

Now I must admit I didn't realise I'd ever had PPI sold to me - or I would have claimed myself earlier...

 

Barclaycards letter suggests I fill in a questionnaire online, call or write to them.

Is this a trick? Or are they being forced to write to people who may have been victim to mis-selling?

 

The card I had with them was during a particularly bleak spell in my finances following redundancy where I entered into a debt management plan - does anything about that agreement affect me claiming?

 

Thanks in advance for all pointers!

 

Steve

[ims21]

Nothing about the DMP prevents you from claiming.

 

You have nothing to lose by putting in a claim. Grab a copy of the questionnaire from the fos website and complete that one and send it in to Barclaycard.

 

Have you got the statements for the account?

 

How long ago was this account taken?

[stek2007]

The account was taken in 2005 or 2006, and closed in 2010 after my DMP ended.

 

I don't have any records of it at all actually - but could do a SAR presumably?

The letter from Barclaycard seems to be wanting very little info from me - but bit suspicious they've gone to this effort of getting in touch.

[ims21]

As I say...you have nothing to lose so go for it.

 

If it were me I would SAR them too in order to get as much information and data as you can. If you can get all of the statements it will help you check any offer they may make to you.

[stek2007]

Thanks a lot for the advice