Jump to content


Please note that this topic has not had any new posts for the last 2959 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi,

 

I am due to repay my Wonga loan tomorrow. I cannot afford to pay this. I cannot even afford the loan extension payment. I have nothing. What should I do? Should i contact them in the morning or do nothing? Are they likely to bombard me with phone calls? I do not want that if I can avoid it as id rather my family never knew about this. Any advice would be appreciated?

 

Thanks

Link to post
Share on other sites
Hi,

 

I am due to repay my Wonga loan tomorrow. I cannot afford to pay this. I cannot even afford the loan extension payment. I have nothing. What should I do? Should i contact them in the morning or do nothing? Are they likely to bombard me with phone calls? I do not want that if I can avoid it as id rather my family never knew about this. Any advice would be appreciated?

 

Thanks

 

 

Hi

 

I would email them and explain you can't afford to pay the loan back but instead offer them X amount per month until its paid off.

 

I did this and they froze all interest and I had it paid off in 4 months.

 

I wouldn't worry too much about it, have a look through these forums and you'll see more and more people are in this situation and it gets sorted easily :-)

Link to post
Share on other sites
Hi Lizzy,

 

Thanks for taking time to respond. Do you have an e-mail template you reckon i should use or should I just try put something together?

 

Stewart

 

I havnt sorry, all I wrote was basically I didn't have the money I though I would have, and that I was 100% willing to pay what I owe etc

 

I owed just over £1000 and I offered to pay it over 6 months and they were fine with this and set up a payment arrangement for me. They also froze all interest, provided I stuck to the payments.

 

If you search for wonga, or payday loans on here, you'll find loads of useful info regarding setting plans up and templates you could use.

 

I had gotten to the point where I borrowed money, got paid, paid wonga back, and then had to borrow again to get through the month, after a few months I couldn't even pay it back when I got paid!

 

I wish I'd known how easy it is to sort !

Link to post
Share on other sites

Thanks again. I have tried this for starters. I'll let you know the response

 

To Whom It May Concern

 

I am due to make a loan repayment on my Wonga Loan tomorrow, Sunday 21st October. The original loan was taken out on Wednesday 29th August for £568. I made a repayment of £124.29 on the 20th of September which extended my loan repayment date until 21st October. Unfortunately I am now in a position where I am unable to make a payment on the 21st October. I cannot even make a payment to extend my loan for another month, I simply do not have the cash due to me having various debts that I am struggling to pay off. I currently cannot afford to pay the £760.43 i now owe Wonga. I do not dispute this debt and would like to pay this debt off on full but would appreciate if Wonga would be able to assist me in this by freezing interest and charges on the account. I would like to offer £50 per month towards this debt until it is paid off, i cannot afford anything else at the moment. If my financial position changes I would be happy to pay more with a view to getting this debt paid off quicker. Can I please be contacted by e-mail on this issue

 

Any help with this on Wonga's part would be appreciated

 

Kind Regards

Link to post
Share on other sites

The Snake.

Just a bit of info for you.

 

I had the same predicament as yourself some months ago.

 

I found that Wonga were a bit slow in answering the email that I had sent them.

 

I phoned them up.

 

They told me to phone back before 5pm on the day that the payment was due.

Then they would discuss the matter with me regarding a repayment plan.

I know people will advise you not to phone,

but it is far quicker to sort things out.

 

After you have arranged a repayment plan,

they will send you an email containing a list of the dates that the payments are due.

But YOU MUST get this email,

as it is proof that you have arranged a repayment plan.

 

Wonga did tell me that they cannot set up a repayment plan until the date which the money is due,

 

something about breach of contract.

 

You also have to phone before 5pm,

otherwise extra charges might be applied.

 

They seemed very understanding.

I wish you luck.

 

Keep us informed of the outcome.

 

Regards,John.

Link to post
Share on other sites

Ive never had a problem with Wonga. My original debt was 301, i moved my money out the account as i couldnt afford to pay it so i defualted on it. I left the account with money with a balance of zero as i know they make several attempts if they cant take it the first time,... all month it was empty. when i transferred some money over for council tax at just before midnoght on a sunday....council tax direct come bk returned because wonga took it first.f**kers! So i sent letter with 50 quid postal order to wonga which they took 2 weeks to credit and then i emailed saying i cant pay the rest in lump sum so they put me on repayment of 48 a month for 4 months. I must say, By far the easiest payday lender ive ever dealt with.

Link to post
Share on other sites

If the Snake is reading this,what was the outcome with Wonga.

My apologies regarding my previous comments.I have just taken a look at it and it seems to be all over the page.I do not know what has happened to it.

 

Regards,John.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...