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Trying to claim PPI back from Firstplus

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Hi all,


I'm fairly new to this posting threads business so please bare with me if i am doing this wrong!


I have been trying to claim back the PPI on a first plus loan that I took out in 2005 for some time.


My first complaint was after I found out that the PPI was front loaded on to the whole term of the loan 10 years.

.even though you are only protected by it for the first 5 years.


My second complaint came when I found out that any pre existing medical conditions would not be covered by the PPI although no medical questions etc were asked.


I have written to them a number of times but with no joy,

I then went to a claims company who said as I had already claimed directly to the company they would not be able to claim again on my behalf.


My only other option it seems is the Ombudsman but feeling slightly overwhelmed by it all!!


Has anyone else had similar dealings with them and had any success?


or do you have any tips feel slightly lost with it all now!!

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glad you found out CMC's have no more powers than you or 1!!


so what are FP saying as to why they wont refund?


got any letters you can scan up?



scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!


convert existing PC files to PDF [office has an installable print to PDF option]




ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all figures and dates. {DO NOT USE A BIRO OR PEN]


goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs


or if you have PDF as an installed printer drive use that

or use word and save as pdf


open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files




please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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