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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Clearaccount asking for bank passwords


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Whilst looking to get a quick loan (stupid I know) I came across this site. All was going well until the last page where they wanted by digital banking code, passwords etc? :jaw: I stopped the application immediately and got an email from them ..... see below

 

Why do we need the last page to be completed?

We need your online banking credentials in order to connect to your bank account so we can display your transactions and trigger payments in and out of your account.

At ClearAccount, we promise to keep all your personal details safe and secure. The security of any information you share with us and your privacy are our top priorities. That's why we use the same 128-bit encryption and physical security that your bank does.

ClearAccount is a "read-only" service. Our unswerving commitment to your security means we cannot control your bank account or make payments to third parties.

 

Are they kidding? As if I would ever give out these details to anyone. Sure it must be a [problem]......hopefully no-one has done this and i hope no-one will! I may need the money but not by giving out these details!

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There is a whole bunch of similar sites out in the wild, they are the newest fad in extreme high cost / regulation dodging lending, as payday lenders will face more and more regulation the loan sharks running them will simply find a new thing to make money of.

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There are companies that have products that do require that information legitimately (I think Egg have one), and from what I can tell ClearAccount aren't a PDL as such (they only put money in to cover your overdraft).

 

I still wouldn't give them my details though, as your bank T&Cs will state the bank will wash their hands of any responsibility if you give your details out, and you're a victim of fraud.

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An 'automatic trigger' is in my opinion does not take into account 'affordability'. Not only that but by giving this company your banking passwords could compromise your contract with your bank.....what would happen for instance if you got into trouble or an unexpected bill came up and THEY changed your password....

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from what I can tell ClearAccount aren't a PDL as such (they only put money in to cover your overdraft).

 

yes, they are not a pdl, thats one of the devious details about it, if the government steps in and puts some proper regulation in place for pdl it won't affect them and it will take years of problems again until the government steps in again.

 

However, both this form of lending as well as pdl are extreme high cost lending, plus there are some obvious connections between clearaccount and mem finance.

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I used them and give them my details which at the time i thought was crazy but was desperate for cash, only for them to e-mail me saying due to my previous records they can't offer me any loan...

 

I did have another 2 loan that had just been taking off so they obviously knew i was taking other loans out..

 

had a few months wages paid in from then and no monies went missing.

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Yeah I am sure that your right, and they are “probably” ok to use, but in this day and age any company asking for online banking details must be mad.

 

I did feel really silly after it but i think it could possibly be better than them doing a credit check, this way they see your credits and if all looks good and you are genuinely struggling with monies due to insurance, rent, council tax these things will show on your account which will give them a good sense that you do generally need money for an emergency loan.

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I was going to post about this lot the other day but got sidetracked. The whole thing is completely bonkers to be honest, and I'd like to think that this lot will sink without a trace (probably not though, sadly).

 

As 42Man has already said, regardless of how legitimate they are (or aren't), allowing a third party access, however secure, to your banking password or PIN almost certainly breaches your bank's T&C's. If you happened to be a victim of fraud it's highly unlikely that the bank concerned would look favourably on the fact that you'd shared information designed to keep your account secure, and you could even be jeopardising a refund of any money that was fraudulently obtained from your account.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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  • 1 year later...

more than a yr old

thread closed

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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