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    • Yes she went back to them and asked them to remove the cancellation however the girl on the phone went to ask someone and came back and said she couldn’t.   Thing is they then tried to charge her £1000 to reinsure, I contacted a broker and got it down to £760, she went back to them and they miraculously could do it for £690!!  It feels like they are using this to fleece her, her previous ins was £300.   I will get her to write a complaint to them...do you know if there’s an insurance ombudsman she could contact?    I just feel it would have been fair fair to suspend the ins pending the court outcome!    Thankyou.
    • Hi,    Yes my daughter drove through a red light.   Yes her DVLA was still registered to her previous address at Uni hence them not being able to contact her hence the MS90.   This is her 1st car and she simply didn’t think to re register her car to our address she genuinely forgot!  However we left our forwarding address with the letting agent but the house was subsequently sold and the new owner used a different letting agency so communication was lost.   The courts enlisted the bailiffs and when the current tenant found her via Facebook she was genuinely mortified as she had no idea that she had broken this light.   She immediately rang the bailiffs and court who advised her to make The Statuary Declaration, whilst waiting for that date to arrive she thought she better ring the insurance company to explain what was happening thinking they may have to suspend her policy however they cancelled it on the spot she asked them not to but they just went ahead charging her £50 to do so.   At court after she explained what had happened the court dropped the MS90, and reduced the points and fine to what it would have been originally.   Going back to the insurance company they said they couldn’t remove the cancelled policy and it would show on her record for life and tried to charge her £1000 to reinsure!!  Previously it had been £300 as she had built up 2 years no claims.   I contacted a broker who said he could insure her for £760, she went back to her original insurance company, Admiral who then said they could now do it for £690!!  How can they suddenly do that sounds unscrupulous to me and that they are using this cancellation to now fleece her!!   She is a medical student and needs the car to get to the different places she is working on placement but can’t afford to pay this extortionate amount of money.  I would expect her policy to go up a bit but would say max £500 is proportionate?    I will I’ll get her to contact them Regards making a complaint in writing as you have suggested.   Thank you.    
    • I’m not sure who you mean by the OD and do you want me to see if the PDL is enforceable or not pay it at all?   And what should I do about the NatWest? Surly there’s a case getting it wiped if the charges came from them charging me for a PBA that I had told them to close and they said they had. Also am I paying the credit cards back in full or trying to get a reduced settlement?   Thanks Andrew 
    • Initial payments have already come in - we wouldn't have started otherwise. There's about £3,500 outstanding. The £800 was verbally agreed initially, but later correspondence from the customer shows that he's accepted the £800 for the extra work.
    • Each should send a cpr 31:14? Cant produce signed documents = no liability??
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nikontomh

Attatchment and sherriffs right of entry?

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I have a debt which is in dispute but a ccj was granted against me. I only knew about the ccj when a statement of entry into the register was received . I tried to negotiate a payment arrangement with the sheriffs officers but was met with rudeness and hostility so sent them an email offering a payment arrangement . I never heard anything back from them by email phone or letter so sent a cheque for the first payment. The cheque has never been cashed and now I have received a letter saying they are send the bailiffs with a open shut and lock fast order to attach goods for sale.

 

I thought that exceptional attachment orders can only be granted if they apply to the court and then the court has to give me a hearing date and that these EAO are really rare or is this just a bully boy tactic by sherriffs company and they don't have any right of entry at all if I'm out.

 

I'm a bit worried that when I'm out on Thursday they will break in and change my locks then I have to go and collect new keys from somewhere, I'm disabled and not well at the moment so this could could really affect me . I unfortunately cannot cancel my meetings and hospital appointment on Thursday as its taken months to get this one.

 

Where do I stand if they force entry ? Or should I be down to solicitors on Monday and get them to call the sherriffs and get an explanation

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Sounds to me that the Sheriff officers are being over the top, What type of debt are they pursuing ?.

Edited by blueda
Typing error.

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Sounds to me that the Sheriff officers are being over the top, What type of debt are they pursuing ?.

 

The debt is an electricity bill from about 3 years ago for £85 which because I didn't even know I owed it, with all the sheriffs fees and ccj fee now stands at £450 which is why I am disputing it. I have been with the same power company for about 10 years and I thought when I moved house 3 years ago the outstanding bill would just transfer over to my new house as its the same company and same account . I mean one of the fees on the sheriffs statement is a skip trace , how can they justify that when the electric company know where I live .

 

I have been in touch with the power company and they are just passing me from pillar to post and no one wants to say oops we got it wrong and this should have just come off your account.

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Hi nikontomh,

 

Are you in England ?


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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As maroondevo has asked , we need to know whether you are in England Scotland or elswhere so that we can offer you the correct advice, In Scotland we have Sheriff Officers and No Bailiffs.

Edited by blueda
typo

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