Jump to content


  • Tweets

  • Posts

    • Thank you Bank Fodder for your reply. Il certainly do that
    • Googled it and Family Money Savers purchased the assets of Key Financial Claims, there’s also threads confirming that they have acted as agents of Key. A firm going into liquidation does not nullify a contract so whether or not you owe the money will depend on when the offer of compensation was made. I would call them in the first instance to question it, all CMCs have to record all calls now, and you can make the subject access request over the phone. The fact that it’s taken 6 and a half years doesn’t make the contract invalid. 
    • the business and assets of Key Financial Claims were bought out of administration on a going-concern basis on 10 December 2015 by connected company Family Money Savers (FMS) for an initial payment of £30,000.   addition, the company is due to receive 10 per cent of FMS' revenues from Key Financial Claims' pipeline and 25 per cent of FMS' own revenues of which the company previously received 15 per cent. ………..     pers i'd ignore them.  
    • Hi, I currently have a Court case going on against Hartley Wintney Motors whereby I am trying to reject a car under the 30-day thing, as the car broke down 29 days after I purchased it. I was notified by the Court that the Judge had ordered for it to be referred to the Motor Ombudsman for dispute resolution. TMO advised that this could take up to 6 months as they are currently dealing with cases older than mine. Yesterday, through the Money Claims portal, I had notification that HWM had made an offer. I am trying to claim back £3,100. That's the cost of the car at £2,500 + the cost of a warranty. So there offer is:  "We can pay £2500 on 23 October. You must deliver the vehicle with all keys, logbook by 23 September. If you are not agreeable, business is closing soon, and any judgement awarded in the small claims court is also unenforceable. You will then need to dispose the vehicle."   So, firstly, why should I have to return the car? It doesn't go. I would have to pay for a truck to get it back to them. If the business is closing why do they want the car? Why would I give them the car a whole month before they pay me? They could scrap the car and there goes my evidence. Is the business closing? Their website still has over 60 cars for sale. Are they just trying to force me to take their reduced offer?  I have checked on Companies House and in June they filed a notice for compulsory strike off. One week later the strike off action had been discontinued. I've also contacted TMO to try and ascertain if this offer is in conjunction with them, as I haven't received any communication from them advising the same. If my matter is still waiting to be dealt with by TMO, why would HWM just randomly make an offer, when from the beginning they have been adamant that I am in the wrong?   I would very much appreciate any thoughts from people.   Thank you.     
  • Our picks

snowy101

Veolia [ ex three valleys water] put DCA onto me, paying monthly - **WON**

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2512 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi gagers

 

I received a letter today from inter-credit international ltd [ never heard of them]

It states that it is on behalf of my water company at my old address [ i`m still with the same company]. It claims i owe the best part of £500 & that they have instructed there solicitors to commence legal action within 7 days & there is a case number quoted by the date & their reference number. I have no knowledge of this debt & how can anyone start proceedings this quickly.

I cant scan up the letter but if it helps i could copy it word for word, this is the first Ive heard of this & we moved well over two years ago with no hassle or unpaid debts for any utilities.

 

Any thoughts ?

 

Middxx

Share this post


Link to post
Share on other sites

I would suggest that a short letter stating that you have had a relationship with this company for x years and also the fact that you are still a customer of this company and your payments are up to date and can they please explain why and how this has occured ? I would also send a copy of the letter to the Chief Executive of the water company (by recorded delivery)


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Share this post


Link to post
Share on other sites

Depending on which water company you are with, IF this is proved to be your debt, there are various schemes available so that you will not be taken to Court, so come back if you need further help.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

Thanks for the replys

How can i find out who the MD is of my water company as i think it is a very good idea to write to him.

Share this post


Link to post
Share on other sites
Thanks for the replys

How can i find out who the MD is of my water company as i think it is a very good idea to write to him.

 

What Water company is it?

Share this post


Link to post
Share on other sites
What Water company is it?

 

Veolia [ ex three valleys water]

Share this post


Link to post
Share on other sites
Veolia [ ex three valleys water]

 

Jean-Michel Herrewyn

 

4640,HERREWYN.jpg

Chief Executive Officer

Share this post


Link to post
Share on other sites
Jean-Michel Herrewyn

 

4640,HERREWYN.jpg

Chief Executive Officer

 

Thanks for the information, now could i be cheeky & ask for an address:D

 

Middxx

Share this post


Link to post
Share on other sites
Thanks for the information, now could i be cheeky & ask for an address:D

 

Middxx

 

Hang on CEO has changed

 

Frédéric was appointed Chief Executive Officer of Veolia Water UK, Ireland and Northern Europe in December 2007.

 

Veolia Water

Tamblin Way

Hatfield

Hertfordshire

AL10 9EZ

 

https://central.veoliawater.co.uk/

 

Frédéric Devos, Chief Executive Officer, Veolia Water UK, Ireland and Northern Europe

 

4669,FDV-photo-74x105.jpg

Share this post


Link to post
Share on other sites

Hi

Can anyone advise me on how to deal with inter credit, on re-reading the letter they state that they will commence legal action within 7 days of the letter being posted. It was posted on the 29 march [ second class] & arrived on thursday the 31st, what with the bank holidays they will be filing before i have had a chance to look into this matter.

 

Many thanks

Middxx

Share this post


Link to post
Share on other sites
Hi

Can anyone advise me on how to deal with inter credit, on re-reading the letter they state that they will commence legal action within 7 days of the letter being posted. It was posted on the 29 march [ second class] & arrived on thursday the 31st, what with the bank holidays they will be filing before i have had a chance to look into this matter.

 

Many thanks

Middxx

 

They will be filing nothing, its all hot air to intimidate you in to paying up or contacting them

Share this post


Link to post
Share on other sites

Hi All

 

OK so now what do i do?.

 

Got another letter today informing me.

 

Notice of court action

 

We are now in the process of drawing up court papers with our solicitors P. W. Moody LL.M.

 

It goes on to explain the added court costs & solicitor fees & failure to comply will result in a judgement against me.

 

Our initial method of enforcement will be a warrant of execution & then bailiffs will attend my property to seize goods to the value off plus there removal costs.

 

I have not wriiten to anyone concerning this matter but i have no idea any debt owing as i`m still with the same water company, they have never provided me with any bill or statement pertaing to this matter, just demanding money & making threats.

 

Any ideas or advice is always welcome

 

Middxx

Edited by snowy101
xx

Share this post


Link to post
Share on other sites

As i have said before 'could' result in a court judgement, they have to WIN first.

 

There will be no bailiffs, warrants of execution or anything else until such time as they have been to court and WON their case. Even then you would have to have broken the payment terms of the judgement before any of their threats become a reality.

 

If you seriously don't owe them anything, then let them waste their time taking it to court, where they will lose if they cannot prove the debt, then you can sting them for YOUR costs.

 

It is more than likely more hot air, there is no panic unless you receive actual N1 papers from the court.

Share this post


Link to post
Share on other sites
As i have said before 'could' result in a court judgement, they have to WIN first.

 

There will be no bailiffs, warrants of execution or anything else until such time as they have been to court and WON their case. Even then you would have to have broken the payment terms of the judgement before any of their threats become a reality.

 

If you seriously don't owe them anything, then let them waste their time taking it to court, where they will lose if they cannot prove the debt, then you can sting them for YOUR costs.

 

It is more than likely more hot air, there is no panic unless you receive actual N1 papers from the court.

 

Hi Alf

Thanks for the great advice, is there any way i can find out what exactly is going on as i`m really in the dark over this, i obviously don't want to spend a tenner & SAR these losers but i want to know what makes them think i owe this money & where the information is coming from.

Share this post


Link to post
Share on other sites

Have you been in contact with inter?

Have you sent them a prove it letter?

 

If not, get this in the post to them

 

http://www.consumeractiongroup.co.uk/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt

 

you could also contact

 

P.W Moody LLM(Lond)

25 Station Road, New Barnet, Barnet, Hertfordshire EN5 1PH

 

Telephone: 020 8440 1443

 

and ask if they have any knowledge of a claim being prepared.

Edited by alfwithhair

Share this post


Link to post
Share on other sites
Have you been in contact with inter?

Have you sent them a prove it letter?

 

Neither i`m afraid, so now i should get my backside into gear.

 

Is there a prove it letter in the template section?.

Share this post


Link to post
Share on other sites
Neither i`m afraid, so now i should get my backside into gear.

 

Is there a prove it letter in the template section?.

 

I have edited my last post, all the info on there

  • Haha 1

Share this post


Link to post
Share on other sites

DOH..........................:D

I should learn to read ALL of the post should`t I.

 

Once again Alf ...... many many thanks for all your help, really greatful

Share this post


Link to post
Share on other sites

No problem, keep us up to date with any further developments.

 

Also contact Veolia Water and ask them if there is any outstanding balance on your last address.

Share this post


Link to post
Share on other sites
No problem, keep us up to date with any further developments.

 

Also contact Veolia Water and ask them if there is any outstanding balance on your last address.

 

This is the strange thing, when i moved i told them where i was moving to & that i would still be a customer & could they just transfer the bill to my new address.

They explained that it was not possible & i would have to set up a new DD etc etc, everything was very pleasant & amicable, no mention of monies owing

Share this post


Link to post
Share on other sites

Just a quick update

 

Posted the "prove it " letter today .... recorded delivery, so i will see what they come up with.

Share this post


Link to post
Share on other sites

Hi all just wanted to know what action i can take now, posted " prove it " letter on the 19 th of April & i have still not had a reply [ but post has not arrived this morning].

 

Can i put the account in dispute or is there another course i can take, trying to be pro-active & put this one to bed.

 

Many thanks

 

Middxx

Share this post


Link to post
Share on other sites

If you have had no further demands from them since sending the prove it letter, leave it at that for now.

 

If you do receive further demands, then we can esculate the necessary action. You have made your point clear to them and they have failed (up to now anyway) to substanciate their claim.

Share this post


Link to post
Share on other sites

I've had a similar problem with Veolia. Initially I was told to deal with the DCA. I refused and have agreed a payment plan which is affordable.

Share this post


Link to post
Share on other sites

Hi all,

 

If this is in the wrong section , apologies please move.

 

I have had a long battle with my Water company ,

when i say battle i mean i am fed up of company's telling me when i have to pay them & by what means.

 

Every water company sends out a yearly bill, so i pay it yearly .

 

I leave it to the very last day to pay & they send me scary letters & threaten me with court action

but i never intend not to pay just paying at the end of the year for a yearly bill.

 

The lady i spoke to today said " you can`t pay at the end of the year" i asked " why not" " well , because that`s why".

 

Now my question is .......... can you pay a yearly bill in the last few day`s of the year?.

 

I have not gone into the following year & i see no reason legal or otherwise for this not to be my choice.

 

I no longer have DD`s or SO`s as i keep my money these days & pay when it suits me not the company's.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...