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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Pinnacle/First National, GE Money


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Hello ajs444,

 

try this link to the FSA register.

 

FSA Register

 

Just type in the name of the firm in firm name window/box and search you will see lilal is correct about the dates. However you have to remember that prior to the FSA taking regulatory control on 14 Jan 2005 these institutions still had to have some regulation usually self regulated through GISC/FLA etc.

 

When the results come up you can click on the left hand red links for more detailed information on any firm you search.

 

Please have a look through any relevant threads in here, big thread lots of information.

 

links

 

There is info here on FLA and GISC.

 

You can also use companies house for info on paradise group please see this.

 

Companies House

 

Go to the right hand side and search company information type in company name paradise group and you will get a list of companies with that name. There are a lot of them:eek:

 

I see on my search that Paradise Group Ltd are at the top of the list company number 05683960q just click on this number and you get yet more information.

 

Now I am not sure if this is the company you have a quibble with but the links may help you find the one you want from any information you already hold.

 

I hope this is of use;)

 

aa

 

 

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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  • 1 year later...

My wife suggesting that I resurrect this claim by going through one of the numerous claims companies. I know the money is lying there ready to be taken but after all the problems 2 years ago I do not have the appetite for doing it myself.

Don\'t let the B**tards grind you down

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Have uncovered a few further documents, welcome to PPI brochure from First National and acceptance of premium from Pinnacle, the policy administrators.

Don\'t let the B**tards grind you down

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So took out loan in Nov. 2001 and £359.57 loaded onto the account for PPI., continued paying at 10.8% interest until July 2007, when loan was paid off.

Anything changed with this lot since I first raised the point with them 2 years ago?

Apart from being taken over by Santander.

Don\'t let the B**tards grind you down

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  • 2 weeks later...

i a trying to claiim from them to, fob off all the time. passing the buck to other companies. i have gone through the fair trade practice to get my money as havent time or frame of mind to do myself at present

HALIFAX: PRE 6 year claim 1991-2006 WON 21/3/07 £2616

CAPITAL 1 - WON 19/3/07 £800.22

CAPITAL 1 - WON 19/3/07 £325.75

AQUA - MCOL 2/3/07 £172.79

ABBEY - MCOL 2/3/07 £261.37

HALIFAX VISA - WON default removal 19/3/07

PARAGON - LBA 11/3/07

CABOT -SAR 26/2/07

ROCKWELL -OFFER 20/2/07

GMAC -MCOL 7/2/07 £189.85

WESTCOT - SAR 25/2/07

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  • 2 years later...

Hi , I had an agreement with First National which was eventually administered by GE Money, at the point of sale PPI was added for a 5 year policy (2001-2006), the amount paid upfront came to £359.57(APR 15.7%), this was added to the agreement and subsequent repayments.

 

I approached GE back in 2008 and was basically told to p**s off, not our problem, go and chase the issuer of the agreement, but since the original seller and First National no longer exist, the claim has been in limbo in my files.

 

Having done a bit more digging, I have discovered that the premium was paid to Pinnacle Partnerships, based in Borehamwood and having read some threads in this section I can see the name Pinnacle cropping up in several cases.

 

Anyone have contact details for them and would it be worth my while chasing them?

Edited by ajs444

Don\'t let the B**tards grind you down

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