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Hi

 

I got a default on 07/10/2006 which is now 6 years should this drop off now and if so how long does it take to go.

Also im guessing this is now statue barred as i have had not made any payments or acknowledged owing any monies? if this is the case do i need to send a letter to the bank involved? or just leave it until someone contacts me again?

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Hi mighty

 

the default automatically drops off your credit file after six years - theres often a time delay in this happening so give it a few weeks. If it's still on there after a few weeks a letter to nudge the CRA along would suffice.

 

RE: statute barred - there's no need to publically announce this unless a DCA chases you for it in the future.

 

cheers

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