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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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Reply from Yes Car Credit! Please take a look at my agreement and advise??x


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Hi there

 

I did have another thread going but thought since I now have my paperwork from Yes Car Credit/Direct Auto Finance I would start a new one with the appropriate title.

 

Ok so I sent my SAR a few weeks ago and have received a CD rom with all my papoerwork from the car I bought (with my ex partner) in 2003.

 

On the agreement it doesn't seem that I had PPI as it is left blank (number 10) BUT it does have some other premiums on there which I know nothing about which are 'Mechanical Breakdown Insurance' and 'GAP insurance Cash Premium' Is this simelar to PPI and can you claim any of this back for being missold?

 

Does anyone know how I can attach the file so you can take a look?

 

Thanks for your time xxx

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scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

or

convert existing PC files to PDF [office has an installable print to PDF option]

.

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all figures and dates. {DO NOT USE A BIRO OR PEN]

.

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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[ATTACH]38650[/ATTACH]

 

[ATTACH]38652[/ATTACH]

 

[ATTACH]38651[/ATTACH]

 

[ATTACH]38649[/ATTACH]

 

Thanks for that. I have attached 4 sheets out of the paperwork that have agreements on. The rest are all bank statements, letters, driving licence etc. Hope this works.

 

Please let me know what you think

 

Kind regards x

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well you paid 17.73 PCM for them

 

yes get reclaiming.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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oooh dx really? How do I do this? Do you have a template or anything I could use? Is it a letter I need to send? If so what should it say? I appreciate your help lots by the way, you are fabulous lol :)) xxx

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pers i'd treat it as a PPI misale worth a try.

 

see no 1 below.

 

i'd type reclaim GAP into our search toip right

 

have a see how others might have done it.

 

i'll be around a little later.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks dx I'll have a look around the site now. Is it just the GAP I should reclaim or is the mechanical breakdown insurance reclaimable also? Just to clarify, does it look like I didn't have PPI? Sorry I'm confused xx

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Ok I'm looking through all the info on this site about reclaiming and am even more confused :???:

 

dx you say I paid £17.73 pcm what was this payment for? The GAP or the mechanical breakdown or both? Was there no PPI on my loan?

 

If I write to them what do I say? Could you put it into words what I should write?

 

Do I have to calculate how much they owe me? How do I do this? It wasn't a straight forward 'paid off monthly for x amount of years because the car was stollen and I stopped the payments resulting in the loan being passed onto debt collection agency who (after a number of years) found me and halved the loan (it was something like £6k and they settled on £3k which I paid off in a lump sum)

 

When the car was stollen the police did find it destroyed but I never claimed I just moved house (I know young and stupid at the time but I'd just split from violent partner and had 2 kids to think about, my life was a huge mess to say the least)

 

So do I still have any chance? Sorry for all the questions but I think this might be a bit too tricky for me to get my head around x

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oh dear so a dca spoofed you into paying

on a stolen car when you already had extra insurances

 

you got had there.

 

if your car was written off, you owed nothing.

they would have gotten everything

back already.

 

just dont get caught by a dca again.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The debt payment was made in 2007 and I honestly can't remember who the collection agency was. My Gran actully paid it for me so she might still have details, she paid by card over the phone x

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ITS IMPORTANT TO FIND OUT WHO THE PAYMENT WAS MADE TO

 

get your relative to ask the bank

 

i feel a claim is comming as you have been spoofed

 

contact your old insurance company as well and ask did yes car (direct auto finance) receive any payment from them by way of settlement of the claim

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i'm gonna ask linzi the yes card rep to pop in

and look too

 

i dont like what has happened to you here.

 

nice to see SJ on board too.

 

a wealth of knowledge there that might give some pointers.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ah no linzi is carcraft sri

not sure if we have a yes car rep

dont think so

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry only just read these posts. Thank you for all your advice so far. I will get onto my gran to see if she can find out who she paid to. I will reply tomorrow about it, thanks again x

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I do have all the phone calls from when they were trying to contact me etc,

also it mentions that the car was found destroyed.

 

Shall I just upload everything I have and let you guys take a look?

 

All the phone call records and everything.

 

I don't mind that at all if you can help that's great!

 

I'm at college all day tomorrow but I will try and get it done by Weds

(I have to use someone elses pc to scan etc)

 

Thanks again for all your help guys xxx

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