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Claiming back PPI on catalogue account


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I'm after some intial advice about claiming back payment insurance on a now closed Catalogue credit account. I cannot find a reference or indeed an agreement from me and I thought that little payment added to the account each month was just there or compulsory. I have at times struggled with the finances on that account and paid alot of money out over a very long time. I did manage to get it all paid and close the account. What would be my next course of action into looking at claiming back all the monies I didnt need to pay.

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If this was added without your knowledge and/or agreement then it is classed as mis-sold.

 

Have you got all of the statements for this account?

 

Which catalogue company is it?

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

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I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

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i am in the process of getttin over £2k back from kays

under their 'account cover plus' stealth PPI

 

they are wriggling

 

DONT GIVE UP

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am having the same with Freemans, I contacted them asking them how long I have PPI on my account and they have said I have paid it from 1995 to 2005 and at that time I cancelled.

 

Firstly I don't even remember taking it never mind cancelling it.

 

I have wrote back telling them I feel I was Mis sold for a start from 1997 I was working part time after having my 1st child then got made redundant in 1998 and then Had my 2 nd child and I have been a full time mum for the last 12 years.

 

But not holding my breath on any PPI claims I have made at the end of the day I should have taken more notice of my payments.

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If this was added without your knowledge and/or agreement then it is classed as mis-sold.

 

Have you got all of the statements for this account?

 

Which catalogue company is it?

 

It is Very, although Littlewoods/Littlewoods Direct. I only have the recent statements numbers 289. Im gonna need the others I think

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OK you will need to SAR them to get as much information on the account as you can.

 

Template is in the library, the link to which is at the top of every CAG page in green

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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