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Santander - Time Card - Charges Claim


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I made a claim for charges for my old Time Card which is now Santander in July 2011. I have now received a final response!!


Pretty much standard result.. "default charges levied were properly charged, therefore unable to uphold complaint".


Should I go to FOS? Will they care about my unfair charges?! When I originally claimed in 2011 all of the charges were within 6 year time limit but some have now dropped out of the time limit, so can I still claim for them?


Any thoughts appreciated?

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