Studio Debt Passed To Debt Collector

[dx100uk]

std threat-o-gram

 

read is properly

 

it says every word but WILL.

 

if, might, could, instruct. etc etc

 

dx

[Drowning80s]

std threat-o-gram

 

read is properly

 

it says every word but WILL.

 

if, might, could, instruct. etc etc

 

dx

 

Thank you, it does say they will be doing the solicitor thing but seems a bit harsh for a catalogue debt in my humble opinion, I'm just sitting right at the moment as they said they would send collectors round if I ignored a previous letter. They haven't knocked yet ..

[dx100uk]

hehe the old solicitor gag.

 

that'll be the bloke at the next desk in a diff a diff skirt.

 

fake/tame solicitor.

 

dx

[Drowning80s]

Update.

Hi all! Today I've received a letter from gpb solicitors, legal action pending. Full payment is expected within 10 days. It says a county court judgment MAY be obtained and if awarded further costs will be added. Also says if judgement is obtained they may have my personal belongings seized by a county court bailiff? Really?

This is doing my head in now :0/

[Bazooka Boo]

Ha ha ha ha ha ha, they still farming those immature letters out eh!

 

Full payment won't be forthcoming, so they can stop willy waving, oh and as for bailiffs??? If they have put that in writing then a copy of that defo needs to be sent to the OFT&TS, for bailiffs to attend and steal a persons property, first you have to go to court, there you will put in a defence, IF the judge decides that you should be subject to a CCJ, then the Judge will order you to pay a set amount each month.

 

Then IF you fail to pay said amount, they have to go back to court, which you can attend and defend, where they will ask the judge to look at other options to recover the money, ONE of these options is to instruct 'court certified' bailiffs.

 

So until then they can put up or shut up, your a million miles away from bailiffs.

[dx100uk]

hows this going?

 

dx

[Drowning80s]

hows this going?

 

dx

 

Hi!

I've heard nothing else yet since the last letter saying the above. This seems to be a pattern, it goes quiet for a few weeks then I get a letter through .. So still none the wiser or further on it seems

[Drowning80s]

Ha ha ha ha ha ha, they still farming those immature letters out eh!

 

Full payment won't be forthcoming, so they can stop willy waving, oh and as for bailiffs??? If they have put that in writing then a copy of that defo needs to be sent to the OFT&TS, for bailiffs to attend and steal a persons property, first you have to go to court, there you will put in a defence, IF the judge decides that you should be subject to a CCJ, then the Judge will order you to pay a set amount each month.

 

Then IF you fail to pay said amount, they have to go back to court, which you can attend and defend, where they will ask the judge to look at other options to recover the money, ONE of these options is to instruct 'court certified' bailiffs.

 

So until then they can put up or shut up, your a million miles away from bailiffs.

 

Thank you for the advice, as yet I have heard nothing else from them ..

[dx100uk]

did you ever look for PENALTY charges

 

bet there are loads

 

dx

[Drowning80s]

did you ever look for PENALTY charges

 

bet there are loads

 

dx

Yes, I saved the statements once I told them I couldn't afford the monthly payments. Without checking there was either 3 or 4 lots of £20.00 charged as default sums

[Drowning80s]

Today a debt collector called, I didn't answer the door but they pushed a card through asking me to call and arrange payment ... What do I do? Thank you

[dx100uk]

laugh!

 

discount letter is next

 

dx

[Drowning80s]

laugh!

 

discount letter is next

 

dx

 

I have been offered a reduction twice via letter from this company but I'm not happy about a man calling at my home. I'm in the process of seeing if I can do a debt plan so the company can deal with them, I'm at a loss as to what else I can do

[dx100uk]

did you ever get your CRAfile?

 

and WHEN did you take this cat out?

 

lastly DO NOT ENTER INTO A DMP.

 

dx

[Drowning80s]

did you ever get your CRAfile?

 

and WHEN did you take this cat out?

 

lastly DO NOT ENTER INTO A DMP.

 

dx

 

What's a CRA file? I had the catalogue maybe 5/6 years. A friend is using a DMP and she has had no hassle at all (touch wood) can't remember the company name off hand but they dealt with it and she pays so much a month which is split up

[BRIGADIER2JCS]

CREDIT REFERENCE FILE=EQUIFAX & EXPERIAN also Noddle which is proving unreiable.

[dx100uk]

What's a CRA file? I had the catalogue maybe 5/6 years. A friend is using a DMP and she has had no hassle at all (touch wood) can't remember the company name off hand but they dealt with it and she pays so much a month which is split up

 

i hope it NOT a fee paying one!!

 

the trouble with DMP's is they rarely CHECK the debt IS enforceable esp the fee paying companies.

 

they DONT CARE if you REALLY do owe the money or not

as

9/10 they are FUNDED by the DCA's and i many cases the DIRECTORS are the sme people or inthe same bed.

 

then they come along a few months later going on about PPI & PENALTY charges reclaiming

 

then the company they fwd you too, ALSO take a large cut of your reclaim

 

IF it is NECESSARY to do a DMP

you can do it YOURSELF FOR FREE

 

same as RECLAIMING...di it YOURSELF FOR FREE.

 

 

now your CRA FILE....

 

again you are taking it AS READ that you OWE this money.

 

if its NOT on your CRA FILE.

 

odds on - ITS NO OWED.

 

and NEEDS INVESTIGATING.

 

please DO YOUR HOMEWORK FIRST.

 

dx

[Drowning80s]

i hope it NOT a fee paying one!!

 

the trouble with DMP's is they rarely CHECK the debt IS enforceable esp the fee paying companies.

 

they DONT CARE if you REALLY do owe the money or not

as

9/10 they are FUNDED by the DCA's and i many cases the DIRECTORS are the sme people or inthe same bed.

 

then they come along a few months later going on about PPI & PENALTY charges reclaiming

 

then the company they fwd you too, ALSO take a large cut of your reclaim

 

IF it is NECESSARY to do a DMP

you can do it YOURSELF FOR FREE

 

same as RECLAIMING...di it YOURSELF FOR FREE.

 

 

now your CRA FILE....

 

again you are taking it AS READ that you OWE this money.

 

if its NOT on your CRA FILE.

 

odds on - ITS NO OWED.

 

and NEEDS INVESTIGATING.

 

please DO YOUR HOMEWORK FIRST.

 

dx

 

Hi!

No I have not checked CRA but I know I bought items so therefore want to pay, just cannot afford the payments no more. I realise they are probably not enforceable so I do see your point, it's frustrating I must say.

As far as I'm aware the management plan she took didn't charge her, it's something I'm going to look at tonight and see what I should do. I just hate that a collector has been to my home, makes me feel rubbish.

[dx100uk]

dirty man in old bomber jacket with clipboard

has NO legal powers and are NOT BAILIFFS

 

you should NEVER EVER pay a doorstepper

 

time for a CRA file look me thinks

 

see below.

 

 

dx