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    • I feel a bit nervous about doing this. Could it provoke them into doing something? like issuing a claim on the interest? Is it possible that something has gone wrong in their system and they don't actually have a record of the CCJ linked to this?
    • well if they want to play games then so can you    send them our statute barred letter via email from the debt collection section of our library.    
    • When I click on last page of a thread to read I get an 'Uh Oh your link has been broken' type of message alert.
    • Hopefully I haven't made too many errors up until this point, but I just wanted to check rights/compliance here before continuing. We bought a used car less than a week ago - it was sold to us with no faults, and with an MOT carried out by the dealer with no advisories. They made a particular point of stating that they didn't sell any car with advisories on the MOT, and also drew attention several times to their AA Approved status implying that this meant they *had* to ensure the cars were of good quality/they were more legally compliant etc (I thought that AA Approved was just something dealers paid for to have a 'badge' and to have cars advertised on their website). The dealer also mentioned repeatedly during the viewing how 'immaculate' the car was. Whilst test-driving, I noted the air-con wasn't working (it was 25 degrees that day). The dealer tried to insist it was cold when it really wasn't (this did ring some alarm bells at the time), I said that it would need to be fully working. Dealer agreed to fully test and regas the system before purchase, which they did. Three days after the sale (and less than 150 miles driven), the engine management light came on, accompanied with a strong emissions/exhaust smell. We've also realised that the 'stop-start' function doesn't work (this could have been deactivate due to the fault code though), and that a replacement windscreen had been fitted rendering the rain-sensing wipers, automatic headlights and heated screen non-functioning. We didn't notice these faults prior to driving it, although I did mention the stop-start during the test drive (having never owned a car with this function) and the dealer made no mention of it not working. I have an OBD scanner/reader, which tells me that the fault is a P0420, so is related to the catalytic converter. I emailed the dealer outlinging these problems, and suggesting that the best course of action would be a refund as I need a fully operational car for work, and this fault could take them time (and money!) to fix. I should add that the dealer is a 2-hour round trip away (in good traffic), so I really do not have the time to take it back and fore.   They replied very quickly apologising for the fault, and saying that they will fix the engine management issue ASAP and 'hopefully before the weekend'. Regarding the windscreen, they say that is out of their remit as it was on the vehicle when they purchased it, causes no mechanical defect, and the rain sensors, auto headlights and heated screen were not specifically mentioned in the advertisement.   They have offered to have their mechanics look at these issues and if a straightforward fix, they will do this free of charge as a goodwill gesture, or find out the cost of repair and offer to do this (at our cost) if more complex. (To clarify, I did not mention repair being an option in my initial email, and only referred to a refund being the best option). The car was sold with a 'full service history', although this consists only of stamps in the service booklet. We have no receipts of any work done apart from the dealer's MOT. This particular car is known to have issues with the timing chain (it's a Mini Cooper) after 100k miles, and the fault code could well be in relation to this problem. I mentioned this known model's fault during the test drive and was told that it would be very obvious/noisy if the car had this fault (which didn't really have anything to do with my question which was specifically 'has the timing chain and tensioner been replaced, as I know this is a known issue with these cars'). I've had bad experiences with used cars and dealers in the past, so my faith is easily shaken, hence me asking for objective opinion and advice here. Despite the 'extras' not being advertised with the car, surely the fact there are specific buttons/switches relating to the lights/heated screen etc, along with their not working not being pointed out at purchase mean that the car is not as described?   Where's the line here - there are windscreen wiper stalks/headlight switches etc, but these weren't specifically mentioned either in the advert, so are they also not covered? The EML so soon after purchase (and the code being potentially a serious one) is alarming, and having consulted mechanics specialising in Mini, they (without having seen the car) suggest that this could be an expensive problem to fix. My partner paid for the car, and unfortunately did so part cash, and part BACS. This of course means we've lost full control of the money. Our bad experience previously was with a dealer who sold us a car with a 'new MOT' which then suffered a tyre blow-out, revealing a tyre which was literally threadbare on its inner edge. We got a refund from that dealer by sitting in their office and refusing to leave until the money had been refunded into our account. When we returned the following week with the logbook, the whole lot was empty - no cars, logos, nothing. Lucky escape there, so my partner assumed he'll be able to get the money back just as easily this time. I haven't yet replied to their email, so would like to know the best way to proceed. Thanks in advance for any and all assistance!
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Paralysed teenager who has been on life support since birth is told to attend ‘interview’ to prove he can’t work or lose his benefits


Story http://www.dailymail.co.uk/news/article-2206976/Paralysed-teenager-life-support-birth-told-attend-interview-prove-t-work-lose-benefits.html


No doubt when the lads father insists on a home WCA the HCP will find nothing wrong and award 0 points.


Corruptissima re publica plurimae leges


Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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Now you know that if you can contact the DWP in any way at all you are fit for work.



cannot find it A to Z





Halifax :D

Paid in full £2295


MBNA:mad: 20/03/2008 settled in full out of court


Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs


Littlewoods :-D

12/08/2007 write off £1176.10 debt.


JD Williams charges refunded in full £640

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The article is misleading. Not everyone has to attend the assessment. Some can get into one of the groups on the basis of their ESA50.


In the headline it says he's told to attend an interview. Underneath, it says he may have to attend an interview. 2 different things.


When I made my ESA claim, I was asked what was written on my fit note. I read out the conditions stated. I was then asked what Autism is? I was shocked. I also mentioned a rare eye condition (there are less than 200 of us in the UK with it) and was a bit shocked I wasn't asked what that was.

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They still can't get anything right though. A friend of mine was awarded DLA 12 months ago and was given until 4th October this year. He was sent a new form 4 months ago to fill in if he wished to carry on claiming. He is getting DLA for mental disabilities rather than physical and he finds it hard even to write his name. The covering letter for DLA said he needs to fill it in straight away or he may not get benefit, because it may take that long for them to deal with it.


Now this is what baffles me. He is of with a mental condition that may sort itself out after he finishes the course of CBT he is doing at the moment. But how is anyone supposed to know wether that will work or not? If he would have filled the form in 4 months ago, then by now he MAY have been OK, so how would they sort that out?


His handwriting (because of his constant shaking) is impossible to read, so I suggested filling the form in online. What a joke that was!!! I started it for him and registered him. The form came up and on the first page, you have to give the obvious details. You also have to give a phone number. I put his phone number in, and the next question asked 'what type of number is this?' (I presume they want mobile, house number etc) but there is no box to click in on that question. So therefore, you cannot apply online.


There are so many flaws in this system and there always will be. I know there are people out there that flaunt the system. But to pick on the ones that don't (but won't argue when they get told they are not entitled to anything) is the wrong way to go about sorting the massive problem in this country.


I wish I had the solution, but I don't. I don't expect any Government to have a solution while I am still alive either.


I feel sorry for my kids, but even more sorry for my grandkids (I aint got any yet by the way), and my Great Grandkids.


I remember 30 years ago, and things were not brilliant, but as a kid, we had respect. I listened to my elders then and realised that 30 years before that, they had more respect than I did then (30 years later.) I realise that there is no such thing as respect now, although I will be very dissapointed with (batter) my kids if they don't show some respect.


Discipline has been taken away from teachers, police and parents. Where will it stop?


I am just glad I will be dead within the next 50 years. It's the survivors I feel sorry for.


ps. Had a few drinks before I typed all that. Just ignore it all if you think I am wrong.



If all else fails, kick them where it hurts and SOD'EM;)


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