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    • Hi need advice worked for a company for 2 and half months, i went off sick with stress due to bullying and unprofessional behavior   by the Manager, worked full month in April, half a month in May and sick leave until end of June. I resigned my position as i couldnt go back.. I have just received a letter from them saying they overpaid me by 1500.00. I checked my bank statements and was paid 1 full month salary of 1146.  in April, May was 180.00 and June a payment of 600 should have been paid but was returned by the company. as i didnt work. There records are showing i received over 1700 in april (overpayment of 600  The 600 they took back is showing as paid but wasnt. I REALLY dont know what they are doing. Can anyone advise me please.
    • debt balance owing from cond text?? date by which -  if you wish to defend?        
    • Can anyone advise me please? Are additional charges and court costs allowed to form part of a judgement order? Cirumstances relate to I took out high interest moneybarn finance in November 2016 to buy a car priced at £6995 the finance was 60 mths £240.82 per month. The first payment was due in 17 Dec 16, which I immediately struggled to pay due to income issues. I did at the time speak   to Moneybarn and to avoid bank charges I cancelled the diect debit in December 16. I was unable to make the payment due 17/1/17. I was charged £18 on 10/1/7 & £18 on 8/2/17 both charges list on the statement as DD failure charge, I never received notification of these charges and there wasnt even a DD in place. 10/2/17 they issued a default notice and charged the account £18 -  2 months missed. On 2/3/18 the contract terminated however I as not informed of this and continued to  make payments by 8/3/18 I had paid £488 to them and contacted them on 8/3/18 to see how much more was required to bring account in line only to be told the contract terminated on 2/3/19, I received the cancellation bill etc finally around 20th march which I kept the envelope it came in. I was told not to worry as they can arrange for a Judgement for delivery of goods by consent order through the courts and it would be suspended as long as I made the payments. The court cost totalled £408 and they advised me if I attended a hearing the court costs would increase. This process for them to arrange took approx 2 months in total and I was pressed for my signed docs to be returned by 28/4/17  or an agent would have attend court. I was required to agree to; 1 payment £315.50 11 payments £315.42 43 payments of £240.82 The judgement balance claimed £14140.82 inclusive of costs (£408) The  3 x £18 charges are also included in the total amount but are not listed so are masked within the listed balance of the finance. The starting figure for the finance £14208.00      
    • and why from the horses mouth      
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snugs1235

Freemans refuse PPI claim, saying I have already claimed

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Hi,

 

I hope im writing in the correct forum.

 

I wrote to Freemans because I had PPI with them for quite sometime and I think it was mis-sold.

 

They wrote saying they would get back to me within 8 weeks. Eight weeks later I received a letter saying they would not further discuss matters as I have contacted them before regarding the PPI.

 

I have written back but they simply resent the letter.

 

What should I do now? I want to quote which legislation applies (if it does), so that I can sort it with them rather than taking it to an ombudsman.

 

Any help is appreciated.

 

Thanks

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have you?

 

dx


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sorry dx, have I what?

 

Have you claimed before?


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Oh I was being dim lol.

 

No I havent claimed or contacted them before.

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well then

 

the only way is to SAR them surely

to find out what they are going on about?

 

or a quick phone call?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi

 

As well as a SAR i would make a Formal Complaint to the response you recieved.

 

In the formal complaint I would use the words:

 

"I Refute your claim that I have previously made a PPI Claim to your company and as my first contact with your company on this matter was my letter/email etc dated XX/XX/XXXX.

 

As i suspect this is a Fraudlent Claim I require further evidence from your company to substantiate this claim as I may need to report this matter to the Police.

 

I also require a copy of your Complaints Procedure and your Procedure for reporting Fraud and require this matter to be treated as fraudulent activity on my account".

 

This is only a suggestion but if you have not claimed then you need to put them to proof but at the same time refute/deny there claim that you have and make them realise this is a fraudulent claim.

 

Have you at all checked your Credit Reference File to make sure who ever put this claim in hasnt tried other i.e. ID Theft?

Edited by stu007

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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