Charge for payment

[Seymie]

Received and will expire on the 24th I run my own lorry it is for a fuel card for just under 3k,as far as i am aware they cannot go for bankruptcy,How long before they can arrest my bank account

 

2 of my customers have not paid me (18k) really struggling to stay afloat.

 

Been to cab and have appointment for 06/10.

 

I have read that a time to pay application should be sent to the court within 14 days of charge for payment being granted.

 

Advice would be appreciated.

[blueda]

I dont know the answer to your question, you need to pursue the 2 customers for payment, perhaps you could stall action from the fuel card owner on the basis that you are acting on getting paid.

[IdaInFife]

Hi Seymie,

 

If no response is made to the charge for payment they will go for a bank arrestment within days.

 

You need to sit and work out your own income and expenditure and fill this in and make three copies (try and make as detailed as poss). You can find these in the CAG library.

 

Complete a time to pay order and where it comes to the income and exp (as it is very small) cross it over and write please see attached detailed i & e and attach one fo your copies to the form and i would suggest you hand this in on Monday.

 

You can find a time to pay order in the following link:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?185249-Have-you-received-a-charge-for-payment-arrestment-summary-warrant-%281-Viewing%29-nbsp

[Seymie]

Ida thanks for the reply,

 

I spoke too CAB and they will write to lawyers who obtained the decree against me,

will this get me some time to try and get a payment plan sorted out with fuel card company.

 

The 14 day period expires on the 24th will I be notified if they are going too arrest my bank account.

[maroondevo52]

Hi,

 

Are you going to complete a Time to pay order, you wont get any notice of Bank arrestment or a wage arrestment until after they have served it.

[IdaInFife]

No it won't get you anytime, you must fill in the time to,pay order via the court. No they won't notify you, until they have actually froze the account.

[Seymie]

Thanks for the advice Ida & md52,

 

I have completed application as advised and faxed it to Sheriff Court,will hand deliver original first thing tomorrow.

 

It is holiday in Glasgow today, will they accept the fax and will this stall them form freezing my account.

[Crocdoc]

An Intimation under the Debt Arrangement Scheme will stop any further action for six weeks , which gives you time to make a DAS application.

[Seymie]

Update for anyone interested,

 

I hand delivered the application (Form DSA 2) to the court along with detailed income and expenditure.

 

The court were very helpful and it was not as daunting as i had expected,my account has not been frozen and have got more time to sort this out.

[maroondevo52]

Glad you got something sorted Seymie, let us know how you get on.