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    • Hang on, I'll get into trouble for this but really! 12 years paying a DD you nothing about.................... and then you blame D&G. They would have notified you at your last known address or email at each renewal, every year, with ample opportunity to cancel each year.   12 Years!!   Bad things happen in the world of CAG but you really must bear some of the responsibility here.   H    
    • Should have access to all the data on the account tomorrow.  latest response from Barclays.   Dear    Thank you for your patience while this matter has been under review.   I’m afraid I’ve not yet been able to get the answers I need from the relevant team to allow me to provide you with any more information. However, please be assured I will continue to work on this and I will provide you with a further update no later than 29 January 2021.   Kind regards   Customer Relationship Manager Barclays
    • I know it would be a hassle to put all that in. However certain things that help your case and destroy their WS would probably mean that even Simple Simon as stupid and greedy as he is, would probably decide that yours was one case that he did not want to challenge in Court. If he lost on the relevant land part, his whole business at Southend airport would be over.    He would have many motorists who have paid coming back to him plus claiming GDPR payments and every other airport that they control would probably have a claim against him too..   So you are best to hit him with a strong WS to stop him from going to Court. Will it stop him if you include all that. It should do but he may have the chutzpah to think that he can argue his way out of it.  So your choice.  
    • Thanks for that, point one just confirms what I thought, I will get back to work on it with those suggestions in mind. Cheers
    • Two quick and immediate points:   1. Do NOT get your employer to suggest you were exhausted. You shouldn't drive whilst exhausted and it aggravates the offences. But in any case, since you are pleading guilty to them it doesn't matter. The circumstances of each offence are not relevant when the court considers your EH argument. By that time you have been convicted of them and how or why they happened is not a consideration.    2. Instead your employer's letter to the court should concentrate on the "Hardship" that others (e.g. the company or your colleagues) will suffer if you are banned. It should also cover why no alternatives are available to them (e.g. are your skills and knowledge scarce such that they cannot easily be replaced; can they not train somebody else quickly to do your job). That sounds harsh but your employer will be asking the court to accept that they will suffer hardship. Part of doing that is to demonstrate that no practical alternatives are available.   Remember, you will get three points for each offence whatever mitigation you offer for them - that is the minimum. So you don't need to concentrate on that. Concentrate on explaining the exceptional hardship that you or others will suffer.
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

Working Tax Credits for 3 months only: is ist worth the pain?


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Hello, I have recently signed off JSA (yeah!) and started a temp job (with company not agency) that will hopefully bring me to Christmas.

 

The contract says that they can only guarantee me 20 hours a week but after the first week we have learnt we will be working 45 hours a week till Xmas (no alterations have been made on the contract though).

 

1) When I signed off, the Jobcentre officer said I'd have to wait 4 weeks of full time work till I can claim Tax Credits. Is this correct or can I start claiming now, as long as I have the expectation that it will stay like this for the near future?

 

2) Regardless of how much I could get, is it worth the pain to claim WTC for this short period? Last time I claimed I had all sorts of problems and this forum is also full of horror stories. What are your feelings and your advice about this?

 

Thank you and a nice weekend.

"Ask not what your country can do for you, ask what you can do for Poundland"

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You can claim WTC immediately as long as you meet the WTC conditions of emtitlement (working at least the minumum hours which 45 hours per week will definitely meet), I suspect that the 4 weeks you were advised about is because you were claiming for at least an unbroken period of 26 weeks and received at least 1 days income based JSA so you would qualify for the 4 weeks run on payments.

tbh if you have an entitlement the I would advise claiming the wtc for how ever long you qualify for them. just keep hold of your p60/p45 to give the pay infornation either when the job ends or the renewal period whichever comes first.

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I would claim now for WTC as it takes them 2 weeks to get the paperwork out - at least that was what the lady told me Friday, and then another 3 weeks from when it goes back to process it.!

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Thanks all for your replies. This clarifies the bit about the immediate claim. I have another question about WTC. I'll create a separate thread as it is a complicated issue.

"Ask not what your country can do for you, ask what you can do for Poundland"

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Hello, this is part 2 of my enquiry about Working Tax Credit. I am still not 100% sure I want to go through this due to stress but here it goes.

 

During most of the previous tax year (April 2011-April 2012) I was unemployed and living off JSA but for a period of five months (Jan to mid May 2011) I worked abroad (old EU, can be more specific if needed). By the way I paid tax in the country of work but not in the UK.

 

I wouldn't be able to quantify the part of income that would go into the relevant year as payments usually would come at the month so probably the April 2011 and May 2011 payments could be interested in this issue.

 

Do I have to declare this income to the HMRC for Tax Credit purpose?

 

If so, how to quantify it? The last two months (April-May 2011)? And what figure to use? The net wages, total gross wages or total gross for tax purposes (I was given a 30% discount as a skilled worker)?

 

Thanks

"Ask not what your country can do for you, ask what you can do for Poundland"

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I would claim now for WTC as it takes them 2 weeks to get the paperwork out - at least that was what the lady told me Friday, and then another 3 weeks from when it goes back to process it.!

Thanks. If I decide to claim, will the payments start form the date I claim or from the time I have become full time (retroactively)?

"Ask not what your country can do for you, ask what you can do for Poundland"

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^^^^

 

I am extremely sorry for bumping this thread but I would have to take a decision about this shortly. Does anybody have a hint about this issue? Thanks

"Ask not what your country can do for you, ask what you can do for Poundland"

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Yes, the lady told me the claim dates from the day you contact them and you will get a retrospective payment.

 

I still haven't got my pack yet but it was only last week when I phoned, if it isn't here by Wednesday next week then I will call again.

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Hello there. I'm sorry you haven't had any replies yet, I think you're asking about a fairly specialised aspect of the rules.

 

Is there a helpline you can ring with your questions? I thought there was, and obviously it's important for you to get this right.

 

My best, HB

Illegitimi non carborundum

 

 

 

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Hi HB, yes there is a helpline but it was very helpful last time I called (couple of years ago). So I am a bit intimidated and apprehensive giving them too many details.

"Ask not what your country can do for you, ask what you can do for Poundland"

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