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Nationwide Credit Card & Loan (KPR Collections)


Guest Radgie
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Hey :)

 

I currently have the following outstanding debts with Nationwide:

 

  • Credit Card - £1,500 approx
     
     
  • Loan - £900 approx

 

Both accounts are now being handled by KPR Collections and i am in a £50 per month repayment plan with both for six months.

 

At the end of the six month period my finances should be in better shape and i was wondering if Nationwide accept settlement payments, being at this stage with KPR?

 

If they did would there be any downside, would the debt definitely be written off or should i just stick to making regular repayments on an agreed repayment plan?

 

Nationwide will be my only remaining creditor owed money next year so want rid of them as soon as!

 

Any advice on this will be greatly appreciated.

 

Thanks.

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hi RG

 

have you got all the statements on both?

 

even looked at reclaiming PENALTY fees &/or PPI first?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for replying!

 

I got all the penalty fees on the credit card back before it was passed over to KPR, where as the loan as incurred about £40-£50 worth of extra interest i think.

 

Both have now been frozen and I'm in a repayment plan as stated.

 

Not really aware of PPI but i know i opted out for it when i took the loan out. This was around April/May last year.

 

I'm considering continuing on the 6-month repayment plan and then making a settlement offer towards the end of it.

 

Just wanted to know if there could be any potential nasties afterwards.

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