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Hi this is my first time commenting and not sure if this is the right thread?

I have been getting sms from UNITED KASH about escalating a claim against me and I don't know what it is about,all I can think of is a provident loan I paid most of then my partner/carer up and walked out on me and I got landed with some other bills.

I had contacted Provident to pay a smaller amount but they said to not pay for a month or two and I didn't,now this United Kash keeps texting me two or three times a day for the last two weeks now with a ref number and states to call back and ask for Lisa?

 

I really do not know what to do here and can't afford to pay much at all,I am very poorly so really could do with not having to stress over more money problems.

Any and all advice needed please before I call them back.

 

 

I suggest you start a new thread

of your own

 

 

dx


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Well they keep sending the emails

 

FINAL REMINDER

Dear

 

Account ID

 

We have written to you previously requesting that you pay the above overdue amount or contact us. Our records show that this debt, originally issued by MCO Capital Limited(Trading as SpeedCredit), remains unpaid and we have been left with no other alternative other than to consider further action. Further action may include Litigation Proceedings commenced against you.

 

We recommend that you seek legal advice immediately if you are unsure of the consequences and additional costs that may be added to the amount due if judgement is found in our favour. Please be aware that this may also affect your future ability to obtain credit.

 

Prior to potentially escalating this matter we have authorised to accept 75% of the amount owed £300.00 as full and final settlement of the amount outstanding balance which will end your liability and avoid any further action being taken against you. If this matter is an oversight, on your behalf, we request that you visit our Customer Service website at unitedkash.com and take advantage of the final settlement amount due.

 

If you wish to get into contact to discuss your debt, please call United Kash Limited on 01473372210 or email customerservice@unitedkash.com . Additionally, you may visit our website and utilize the various self-service option available to you .

 

If your financial circumstances prohibit you from making a full payment you have multiple options available to you. On our website you can also:

 

• Propose to pay your account by instalments if you are unable to pay in full

 

• Request us to call you back at a time convenient to you

 

• Advise us of a Dispute so that we can raise this with our client

 

• Advise us if you are using a 3rd party Debt Management company

 

• Advise us if you have been made Bankrupt or have entered into an IVA

 

• Complete an updated Income and Expense Form

 

• Set up a payment plan

 

 

 

If you wish to get into contact to discuss your loan, please call United Kash Limited on 01473372210 or email at customerservice@unitedkash.com.

 

If you are experiencing financial difficulties we urge you to contact us so that we can gain an understanding of your current situation and consider the most appropriate action to take. We have further suspended additional action until the following week and look forward to receiving your payment in full or a re-payment proposal from you by before 19/09/16.

 

Yours faithfully

 

-------------------------------

 

United Kash Limited

United Kash Limited is authorized and regulated by the Financial Conduct Authority in relation to Consumer Credit Activities and Debt Collection. It is registered on the Financial Services Register under Interim Permission number 672388. It is registered in England and Wales with Company Registration Number 06890816. Its Office: Office 21, Epsilon Business Centre, West Road, Ransomes Euro Park, Ipswich Suffolk IP3 9FJ.

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PLEASE DONT USE REPLY WITH QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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I asked united kash to provide with me evidence they own the debt

 

 

they provided me with my orginal credit agreement and full account statement to date

they have said I only owe the original amount,

 

 

none of the other companies that have chased me over the year's ever could produce what I asked for,

I'm unsure if ignoring when they can provide that is the best advice as these lot seem to actually of bought the debt?

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been going on for 3 yrs plus now

 

 

if they were going to do anything

they would have jumped by now.

 

 

dx


PLEASE DONT USE REPLY WITH QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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I have just been contacted by Capital Resolve saying I owe Speed Credit £600 from 2012, I told them I know nothing about it and asked them to provide proof that the account exists, they said that the law states that they don't have to as this would not be regulated and therefore no contract exists, also it was signed up for online so they would have an eSigniture and that's good enough for any court.

 

So how can I be banged to rights for an account I know nothing about and a electronic tick in a box on a contract that doesn't have to exist ???

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Stop talking on. The phone

They are not bailiffs

And have no such legal powers

As long as your credit file is OK

Ignore them


PLEASE DONT USE REPLY WITH QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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Now being chased by Capital resolve as well as the other clowns

 

Case Number

Your Name

Current Balance£400.00

Starting Balance£400.00

Client NameUnited Kash Ltd (Speedcredit)

Client Reference

Case Notes

LOAN AMOUNT 200

LOAN DATE: 31/07/2012

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CFO are pussy cats

ignore


PLEASE DONT USE REPLY WITH QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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Powerless dca


PLEASE DONT USE REPLY WITH QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI Read Here

3. Reclaim Bank Account, Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial Read Here

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