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debt arrangement scheme

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Just a quick question about the debt arrangement scheme with regards to credit history. Does the 6 year clock for it to drop off your credit file start from the default date or last reduced payment ?

 

Thanks for any help

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I would imagine from the last payment as all Debt Arrangement Schemes are registered with the Scottish Accountant in Bankruptcy. This information is openly avaiable to creditors and all financial institutions. However, I have never come across this question in the past.

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