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Loans.co.uk PPI & GE Money


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GE money eventually disclosed that PPI had been added to a loan we have. However they are denying any liability as the loan was sourced via Loans.co.uk, and have given us their last trading address. Is it true that Loans.co.uk no longer trade? and if that is the case who would be responsible for the repayment of the PPI etc.

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GE Money.

 

Don't accept the GE money fob off. Go in hard and get your money back.

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try GE money under se 56

 

else go for the administrators of loans.co.uk

 

they have recently stated to cough.

 

see the PPI successes thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

To date Loans.co.uk Ltd are regulated by the FSA. However in June 2005, MBNA bought Loans.co.uk Ltd

 

Loans.co.uk Ltd

Stansfield House

Chester Business Park

Wrexham Road

Chester

Cheshire

CH4 9FB

 

Good luck

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

bracknell boy, the underwriters are Cigna.

 

I have just won pay out today from loans.co.uk as they sold it.

PPI SUCCESS

2011- Lloyds TSB £3874

2011 - Loans.co.uk (GE Finance) £1504.77

2017 - Moneyshop - £977

2018 - Aquacard £1327

2019 - Citicard - £1071.31

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Thanks for that,

I've sent off my claim to them,

and have had a reply saying that as they dont hold any information on the loan,

they needed authority to contact the lender

which i have given them now awaiting the response.

are you allowed to claim the interest charged as well as the statutory interest or is it just the one?

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effectively both

 

have you donr a spreadsheet?

 

you need to workout what you paid PPI PCM

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thats how it works and why it was mis-sold too!!

 

the 'loan' rate int is taken into account by doing the PPI PCM calculation.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

post upi the letter please.

 

we need to know why.

 

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all figures and dates. {DO NOT USE A BIRO OR PEN]

convert existing PC files to PDF [office has an installable print to PDF option]

..

goto one of the many free online pdf converter websites [http://docupub.com/pdfconvert/]

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

i'e Default notice dd-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i have reduced and merged the pages

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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write back

 

that letter is pure speculation that the correct process should have taken place

 

he was not there, you were alone in the room with the advisor

 

the advisor would have gotten a healthy commission for selling the PPI.

 

you WERE told that you had to have the PPI.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

I have written to loans.co.uk to make the claim, which they have denied. I have again written to them sent recorded delivery and emailed them to but no answer.

 

Where do I go from here? Any information would be appreciated.

 

Thanks

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give 'em a ring ask why your complaint has not been asnswered

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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FOS not FSO...

 

send them all your correspondance + the FOS CQ & the spready.

 

hower...

 

Lloyds have been very much the same of recent until.....

http://www.consumeractiongroup.co.uk/forum/showthread.php?378821-LloydsTSB-Loan-PPi&p=4115969#post4115969

 

worth one last letter along those lines.?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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