Working out how much to pay CSA

[Lillibelle]

I would think,if I was her,that any allegations came from you,and I would ask the benefit investigators to then investigate how you obtained sensitive information,and they will.They can't tell her who made the complaint ,but it won't be rocket science to work out it was you,then your friend (who,by the way, has proved to be untrustworthy and i hope gets caught anyway,if he/she is prepared to break the law for you,who elses accounts is he/she surveying?)

 

You say it doesn't bother you,,then say you could use the extra money,,sort of throws you off the moral high ground. IMHO

[LaughingGirl]

I suddenly have this desperate urge to close my bank account and invest in a wall safe. I really wish I hadn't read this post, in fact.

 

She is claiming £400 in housing benefit and is also claiming working tax credit ...even though there is no wage coming into her account. He is stated at the same address as her on the banks details and owns a business himself but only takes between £5-800 wage but does do a bit of dipping now and again into the account to obviously not make it look like he's getting more than he should

 

My question is, if the DWP / CSA knew all this fraud was going on would my payments decrease

or would they stay the same? I'm not bothered but just a bit of knowledge

 

Anyway, a couple of points that might be relevant to your situation:

 

1. What is the average rent in the area she's living in? It's completely possible to be working/self employed and still claim housing benefit for a portion of your rent if you're on a low income. £400 a month for a 2 bed property seems very low to me, and to be honest it wouldn't surprise me if she is claiming HB due to being on a low income.

2. Could they be claiming WTC as a couple, based on his income but paid into her bank account? When I was working and my partner unemployed, I had the WTC paid into his account so he had money to get to interviews etc. and we lived off my wage.

 

It sounds to me like they're claiming all of this based on his self-employed/low wage status, and I've reached that conclusion because you say he's "only" taking a wage of £5-800...as you say "only" I'm assuming this is monthly, as if he was being paid weekly that would be an extremely good wage indeed, and there would be no "only" about it.

[somethingelseplease]

Surely though you can't be claiming HB if your both working ? If you can, is certainly wont be at that high payment

 

I would say the place is probably about £6-700 a month where they stay

 

Just looked in the paper and would you believe it, they have just for married

[LaughingGirl]

Surely though you can't be claiming HB if your both working ? If you can, is certainly wont be at that high payment

 

I would say the place is probably about £6-700 a month where they stay

 

Just looked in the paper and would you believe it, they have just for married

 

It's not relevant if both partners are working - it's the level of income, as HB is means tested. You've said yourself that she has no wage coming into her account, and if the £5-800 is a monthly wage that her husband is bringing in is correct, then it's not out of the realms of possibility that they could be receiving that much HB. It depends on what their local housing allowance rate is.

[Wayne0]

i know this is a dead thread, but.... £5-800 - this is 5,800 a month?

 

i work a 40 hour week, and take home about 220 a week... thats less than a grand a month... LHA rates here are quite high - £150 a week for a 2 bed. I get just a bit a week HB (two kids) and no CTB. no where near 400...

 

i would shop them...

 

even if my wife and i both worked 40 hr weeks i doubt we would see 5800 a month...

 

btw: hb takes into account CTC/WTC / childcare costs ETC... r u sure that ex isnt supplying nursery fees to hb people, despite WTC paying up to 80% of them?...

[Wayne0]

depends on the system...

 

CS1 - is based on both PWC and NRP household incomes / needs

CS2 - is a straight 15% of total income (including tax credits - which replace income support for child element - despite income support being a relevant benefit)

 

CS3 (not in place yet) will be a precent of gross income (BEFORE TAX) (12% for 1 child, [and i believe 16% for 2 kids not sure about the 3 or more one off top of my head) for wages below 800, then the precentages drop for 801 + wages (something like 9% for one kid...)

so if you earn 900, you pay 12% of 800, and 9% of 100 ...

 

theres a lot of reading im looking at... but its all confusing the the CSA reword their "legislation" as they see fit to give NRP's a rough time...

 

(dont get me wrong, i agree with supporting kids etc, but child support is more than giving EX cash to go out on the **** with)

[LaughingGirl]

No, it's not £5,800 a month, it's between £500 and £800 a month.

 

I've just been through the benefits calculator on entitledto.co.uk using a presumed monthly income of £500, with two adults and one child, using the LHA for Southampton. Housing benefit was calculated at £127.64 per week so it's entirely possible that his ex-partner is doing absolutely nothing wrong.

 

I try not to to be judgemental of anyone who posts on here, but I truly hope this entire thread is a wind up. The OP came on here asking for advice based on the fact he had illegally accessed his ex's (and her partners!) bank accounts. He'd made gross assumptions about her financial affairs and asked about reporting her not because he thought what she was doing was wrong, but because he wanted to know if it would 'lower his payments, or if they'd stay the same' - payments which he'd only started making after a 'good few years'.

Edited November 28, 2012 by LaughingGirl
Further information

[Ros1609]

Haha! Sorry but the part about the CSA money being paid so the ex partner can go out on the **** made me laugh. I wish! I get £52 per week CSA and once I've paid the gas and electric (pre payment metres), the water, done the food shop etc I have very little left from all my benefits not just the CSA. Certainly not enough to go out on the **** with, barely enough to buy a bottle of wine

 

Edited to say its not that I want to go out drinking every week but once in a while it would be nice

[Wayne0]

but that 52 quid a week is on top of the state benefits, housing benefit and so on too... BTW: maybe i didnt make it clear with what i said, but some PWC's do make a point of not spending the cash on the kids and go out drinking every week. leaving kids with family/friends ETC

[Wayne0]

thats seems more realistic then for hb payments...

 

bear in mind that it depends on the scheme the case is on though, he could well be on the CS1 scheme, "we" dont know and if so the new husband could infact INCREASE payments in that case... (sick i know)

 

CS2 payments onlyget effected by more kids beng added

 

 

bear in mind you can shop anybody for benefit fraud, and only have to give vague info. they investigate. when i first got with my wife somebody shopped me for fraud but nothing came from it because i was straight as a die... but i knew who did it and returned the favour... they lost their benefits for months whilst investigations conducted and in the end had a backpayment...

 

i was happy to tell them it was a returned favour though...

[Ros1609]

Yes some do but not all of us. And yes my £52 is on top of state benefits (for now) but that still doesn't mean I have the money to go out and get drunk/get stuff for myself. My children will always come first

[*Thumper]

Your ex, could be a top city banker, on half a million, a year

And her new BF could be Sir Richard Branson.

 

You still have to pay 15%, for the 1st child, and so on etc.

[Rachie1973]

Hi folks

 

Ok I am now starting to make payments to the Child Support Agency (quite a bit) and really don't mind as long as the kid is getting something even though she will not allow me to see her. This was not my fault as the mother had lost the plot before I left her a good few years ago.

Thing is I know someone who works in a bank who my ex banks with (and her partner) - I know this breaks all kinds of rules but I just had to know and she will never find out. [/b]

 

She is claiming £400 in housing benefit and is also claiming working tax credit ...even though there is no wage coming into her account. He is stated at the same address as her on the banks details and owns a business himself but only takes between £5-800 wage but does do a bit of dipping now and again into the account to obviously not make it look like he's getting more than he should

 

How do you know she's not got another account elsewhere and he doesn't pay her a wage? You can only speak for that one account. I have 3 in 3 different banks. Taking a 'wage' whatever it is, is perfectly legal so long as wage slips are shown to HB. He's not breaking the law or defrauding anyone if he can buy things through his company, so long as his receipts are available for an audit etc

 

My question is, if the DWP / CSA knew all this fraud was going on would my payments decrease

or would they stay the same? I'm not bothered but just a bit of knowledge

 

If you're on the new system they'd stay the same. Its based on YOUR income, not hers.

 

What sort of position am I in?

would an anonymous letter with all copies of their engagement (proof was in the paper) details help when sent to DWP, I also have proof of his name on paper and his business name etc

 

Being engaged is perfectly legitimate. You only have to tell the Benefits Agency of marriage.

 

I just know that she doesn't need these payments from me as she is obviously living brilliantly just now, I on the other hand could do with that money as I'm finding it very hard to survive

 

thanks for any help

Whether she is nicked for benefit fraud or not you'll pay the same. I reiterate, under the newer rules it's based on YOUR wage and her income is irrelevant. Sadly for you, regardless of who pays YOU are responsible for your own children, and so you should be! If you have her nicked though, ask yourself how your child(ren) will pay? Since a custodial sentence and loss of residence of said child(ren) is unlikely. Its their standard of living you are looking to ruin.

[Rachie1973]

If she's getting working tax credits it would seem she's claiming on his wages, which is perfectly legitimate.

 

If they're engaged and not living together then she's still entitled to a single womens benefits

 

Not seeing the problem.

[*Thumper]

To answer you initial question ....... "would my payments reduce, if the CSA knew she was claiming fraudulantly."?

 

In a word .......... No!!

 

You are liable to 15% of your salary, less incrimentals, for your childs welfare, and upbringing.

 

However, as a good citizen, and income tax payer. you may wish to use one of those anon helplines

the benefits people have for us!

 

You ex's actions, reactions, and lifestyle . Have no baring, on your responsibility to pay .... unfortunatley!

[Rachie1973]

 

 

However, as a good citizen, and income tax payer. you may wish to use one of those anon helplines

the benefits people have for us!

 

You ex's actions, reactions, and lifestyle . Have no baring, on your responsibility to pay .... unfortunatley!

 

I don't think it's likely it's fraudulent. They're married and probably claiming on his wage. Perfectly legitimate

[somethingelseplease]

Hi Guys, I have 2 children

 

Ok I'm paying what I am due to the CSA now, but I do not get to see my other child and that was no fault of my own.

 

Could the CSA lower the amount I'm paying if they knew I had a child who lives with me now and with a different relationship ?

 

I can't see where I work it out on the calculator

 

thanks

[Ros1609]

It depends on when your case was opened. Before a certain date your partners child would not be taken into account. My case was set up in 2011 and my ex husbands new partners children have meant my payments have dropped