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Friend has received a from the lovely Brian Carter


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Rent a solicitor has sent a claim form:

Tried to log on with him, but says password is incorrect!, so will have to do it by post!,

 

Friend thinks its do with an old Lloyds tsb credit card, i think arrow global will have purchased this account

Does this mean they can take court action if they have purchased the debt?

Friend thinks the account could be statute barred and has never seen a signed credit agreement for this:

 

So what does she need to do now, apart from acknowledging the claim and asking for 28 days?

 

Obviously need to write out a defence etc in due course. I am pretty sure will need to request documentation from Bryan Carter/Arrow Global but not sure what to put in letter?, nor what to write in the defence

Plus their claim for interest isnt right.....

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PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

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Thanks

 

So if she puts on the defence the claim is statue barred etc , does she need to put anything else or is it simply a case of the claimaint proving the account isnt statute barred

 

Would it be wise to advise the account is unenforceable due to a lack of a signed consumer credit agreement

 

Have you got the right wording i could use please to state the account is unenforceable etc?

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The above defence should suffice, they usually withdraw when opposed.

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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