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    • So here is where things stand at the moment (sorry it's a very long post!):   I moved into this property in November.  I contacted both my electric and gas suppliers to change address and get my accounts moved over.   Electric - I closed my old account from my previous address, opened a new account for this address, set up a direct debit and requested they become the supplier.  The only thing that was outstanding on the account was a discussion about tariffs.  On 21st November they tried to call me but I didn't answer (judging from the time I was probably driving home from work).  I received a payment from them at the end of November from my previous account (which I clearly didn't check as I thought it was money going out for my direct debit).  I incorrectly assumed the call was about tariffs, which tbh, I'm not really fussed about. Their request to become the supplier was rejected but they didn't follow up on it or try to contact me again.  So I, like an idiot, thought it was all sorted out.  It's only now that I've been through my account that I realise they haven't been taking payments. I have spoken to them since Friday and the above is what they have told me has happened.   Gas - I closed my old account and have been trying to get a new account opened since November.  I have had several discussions with them re: the change request being rejected and they didn't know why it was being rejected but to leave it with them.  They told me at the beginning of this month it would be done by the 21st January.  During this phone call they said I could call the current supplier to make sure it goes smoothly but that it wasn't essential as they expected it to be completed by the 21st.  Last week they sent me a final demand for my previous address.  I contacted them to raise a complaint as I thought they were at fault, as I expected it to have been changed as per the above.   I spoke to them on Saturday and have sorted out my final bill and they have advised me to open accounts with the current supplier, Spark, clear them and then I can switch. Interestingly they also told me that Spark went bust in 2018 and it is a company called Ovo who are on the national database as the gas supplier.   Spark - This is the company who changed the meters on Friday.  I have two letters (one for gas, one for electric) that were left with the smart meter they had plugged in in the kitchen, both addressed to the previous tenant.  I obviously did open these on Friday.  Both letters state that they had changed the meters to prepayment meters.  There are several boxes that list current debt, amount of credit on meters etc none of which are filled in.  They also state that a booklet has been left explaining how the smart meter works.  There was no booklet. When I contacted them on Friday they told me that I was in fact on credit meters (I don't know if they changed this remotely when they realised I wasn't the person with the debt).  They also told me they had every right to enter the property and aren't able to check every time who the current occupant is and I should have told them I'd moved in.  I was told that someone would call me at 1pm on Saturday to discuss my complaint, thus far no one has called me.   I spoke with citizen's advice yesterday who really weren't much help tbh.  They said I should have contacted the current supplier when I moved in and provided a copy of my tenancy agreement.  I've moved A LOT over the years and have never had to do this.  I have checked several energy supplier websites and they all state to switch to them or move home simply to contact them and they will basically do the rest, not one of them states that you need to call the current supplier... obviously, on reflection I really wish I had!   My letting agent/landlord have requested that I take any post for the previous tenant to them and they will return it.  They also want confirmation of what type of meter (prepayment or credit) is now in the house.  The locks were changed when I moved in so only myself, the letting agent and the landlord have a key.  None of us let them in on Friday.     My next step is to open accounts with Spark/Ovo, clear the balances since November and then change suppliers.    All of the above have advised me to follow Spark's complaint procedure which I will do but as I said above they haven't contacted me so far re: the complaint I made on Friday.   Should I also contact Marston's to raise a complaint with them?   Whilst in all of this I do appreciate I could have done a fair bit to have made my life easier and probably prevented this happening (hindsight is wonderful!) my main complaint is that neither Spark nor Marston's felt they needed to perform a very simple check and see who actually lives in the property before breaking in.  I cannot for the life of me see how this is acceptable or legal.  Whilst they had the legal right and a warrant to enter the previous tenant's property as far as I am concerned they had no right to enter mine.    
    • I am in the process of looking on the land registry and it's showing on there alongside Lloyds bank,am going to look at deeds aswell  
    • Just a note that these appeal Trade Associations, are bodies these fleecers belong to so they are allowed to operate, appeals almost always fail, and by appealing important protections under POFA are lost as the appeal almost always identifies the driver.  Irrelevant in your case as you own the space, and the PPC have no rights in law over it.  POPLA appeal could also fail as POPLA wouldn't look at primacy of contract and the fact you own the space so can tell the PPC to Foxtrot Oscar. Whole Private Parking Industry is a money machine for unscrupulous ex cowboy clampers.
    • If you have insufficient evidence to support the claim, it is very difficult.   No point going to any Personal Injury Solicitors, as they are going to ask you questions to determine how easy it is to win compensation and for them to earn money.    Given lack of evidence and that you are unlikely to receive help from those who just seek to earn from the incidents, I can only suggest that you write to the HR Director/Manager to make a complaint. Do not say anything about looking to take them to Court for personal injury.  Stick to the facts about what happened and the way it was dealt with.  Ask for copies of the incident/accident report forms that should have been completed by the line manager responsible.
    • My point was that the fear being generated is disproportionate to the current threat. Initial under reporting of cases gave an inflated picture of the percentage death rate and images of cities in lockdown do look like a disaster movie so I understand why. This article is worth a read for some perspective. https://www.theguardian.com/science/2020/jan/27/what-is-coronavirus-symptoms-sars-china-wuhan          
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richarddawkins

home repossession and effects on health

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I do know how to pace myself, certain things I don't do early on (and if I am up before 3am I do have a breakfast otherwise you get really knackered later.

 

As I am not working I don't have to be up at a specific time so I went back to bed at 5am and have only recently got up.

 

Taking it easy today - will try not to have an afternoon nap.

 

I've got some tropical fish and it is quite relaxing looking at them. Especially the Mollies who gang up on each other then pair off in different corners of the tank.

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Hi girls,

I never worried about insomnia like you I made it work for me, now I fall asleep at the drop of a hat and I do not feel normal at all really lethargic. Take it easy starblackie keep at the jewellrey making it's therapeutic enjoy the knitting SG1 it's in a good cause,Lilli snuggled up with the cats what a great picture that conjures up.Hope you are ok Richard I hope the messages from these lovely ladies are helping you to think positive. I'm having a day off today :-D big letter from DCA to deal with tomorrow :-( but as Scarlet said tomorrow is another day. Be cosy it's that time of the year my fire is blazing away the leaves are falling it's a good day.

xxxxxxxxxxRo

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Hi, i hope everybody is well. Insomnia gives me lot of pains.i can't control it.

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Good to hear from you Richard. Is there anything you do when you up in the night?, insommnia is difficult, it can be the time when the mind goes into overdrive with worry. Remember Richard that worry changes nothing, not always easy to stop I know, easier said than done. Anything you do in middle of the night to wile away those hours. I think the op and medication caught up with me yesterday, i was dozy (more than usual) on and of all day, and slept all night for a change last night. Still a bit sore but feeling better this morning. Rohannah eerything rossed for your day dealing with the DCA, hope it doesnt cause you to much stress, any words of comfort/support i can offer just shout.

Hows the knitting sg and how are doing. Lilli give the cats a hug from mine. Mine are over 18 and one of them has thyriod problems, shes due a blood test on Monday, always a drama going oer the vet, cats hate going in the basket and i get stressed. Have a good day all and take care

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I actuallly slept quite well last night, I was busy during the day and did one long outstanding job, completely emptied out the airing cupboard and ended up with a large binliner of clothes for recycling.

 

Knitting is going okay, I will put some pics on my blog later on today and post a link here. I am doing a baby blanket for a friends daughter, its one I've done earlier this year and is a very pleasing pattern, uses up lots of scraps of yarn.

 

Got my dad's 79th birthday meal tomorrow, don't know what the restaurant is like but hopefully won't have too much 'chilli' based things as they really affect me badly.

 

If you are in pain and keep waking up then you really should talk to your GP, pain isn't one of the main causes of insomnia but a symptom of one of the 'easily controlled' factors. If the pain medication is the wrong type or not working there are other options for you to consider, ask if they have any CBT therapy avaialble (cognitive behaviour therapy), it does work quite well for pain and gives you 'coping strategies' to follow.

 

It was a CBT course that made me realise I didn't have to worry about NOT having a solid 8 nights sleep (5 is my maximum before I wake up).

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Hi all,

DCA prove it letter done :clap2: it's raining heavy here so no garden today cats all in snoozing. I cleared my craft table of all the bothersome bank stuff and I'm going to make some Christmas cards over the weekend. Look forward to seeing the knitting SG1 and good luck with the meal.Thanks for the crossed fingers etc Starblackie you can relax now :whoo:tis done. I hope the tenderness fades before your visit to the vet with the cat,I don't envy you one bit. Richard you need a hobby or something that you can do in the early hours,nothing too taxing but something to distract you from the pain and worry it will help more than you think,keeping a journal maybe ? Lilli thinking about you hope it's going ok with you today . I'm off to go through my crafting stash and clutter the table up again :grouphug:

xxxxxxxxRo

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Hi everyone,

just a quick hello and to wish you all a good weekend, did some parchment work today very soothing but the tracing is a bit of a beggar (wobbly hands )

still it's not too bad

 

xxxxxxxxxxRo

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Argggggggggggghhhhhhhhhhh clearing out dads clutter is doing my head in !! had man from homeless shelter place come round last night to collect dozens of sheets,blankets,towels,clothes. Had the people from the place that help people who can't afford furniture and white goods round today to collect sofas,chairs,cutlery,crockery etc,,so we are getting somewhere at last!! 4 cats snoozing cos heatings on,,

Ro xxxxxxxxxxxxxxxxxxxxxx

Richardxxxxxxxxxxxxxxxxxxx

Janiexxxxxxxxxxxxxxxxxxxxx

Girlyxxxxxxxxxxxxxxxxxxxxxx

Starxxxxxxxxxxxxxxxxxxxxxx

SGxxxxxxxxxxxxxxxxxxxxxxx

I shall meander in here over weekend xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx


Lillibelle

 

I only know what I know cos I know it,I only give advice,I'm not legally trained nor do I pretend to be.

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Today is 6 years after repossession, I am still here, still dealing with idiots who think they can phone me and ask for payment over the phone (yes Viirginmedia, HL did not fool me one bit - see you in court over your alleged £137 which is roughly what you owe ME), and Optical Express changing their story after a week of me chasing them....

 

However meal out tonight for my Dads 79th birthday (which is Monday) so feeling quite cheerful.

 

Haven't done any parchment craft in a while, got the stuff but my dining table has a partially dismantled knitting machine on it at the moment...

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Happy Anniversary,,you survived :)


Lillibelle

 

I only know what I know cos I know it,I only give advice,I'm not legally trained nor do I pretend to be.

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You have a creative streak there Rohanna, lovely getting home made cards, watch your hands, getting damper and colder all the old joints start creaking and groaning.

Wow SG 6 years and you have survived must have been a trauma, I remember having no home when i left my husband very frightening, well done you on getting through and taking court action for others chasing you. I have been reading and lesrning so much, I may come back to you on tips there re court action. Its empowereing fighting back. Have a great meal out, enjoy. Lillibelle just think how much good comes from passing on your dads stuff for others to enjoy and use. Have a rest over weekend. You okay Richard? Cats are cuddled up to me, Im less sore today and just working my way through box of chocs that a friend brought round. Take care all and have peaceful and restful weekend, all the cats big big cuddle from me

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Hello Richard good to hear from you, how are you doing? Feels cold this morning, dont want to put the heating on just yet, all going up yet again. Hot water bottles are good I have 3 and cuddle them to warm up. I can hear the pelting rain sounds heavy. Just fed the cats and they have settled back to down to doze, lucky them eh, fall asleep just like that. Im feeling a lot less sore this morning. Was going to going have a walk up to the market today to get my eggs. I usually go on a saturday as i like to have poached eggs on toast for breakfast. See how much its raining later. Havent been out all week so could do with some fresh air really. Right of to make another cuppa. You take care Richard and have a peaceful day

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Haven't done any parchment craft in a while, got the stuff but my dining table has a partially dismantled knitting machine on it at the moment.
Mine are in the loft :| done some of the embossing today it's a biggish piece the hands behaved,take it easy and have a great weekend.Congrats on your anniversary bet it feels good.Hope you dodged the chillis.

 

xxxxxxxxxxxxxxxRo

Edited by Rohannah

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Hi Richard,

how is it going ? better I hope. Have a good weekend Richard don't forget do something nice.

 

Love to Lilli recycling mission complete ?

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Hello Angels,,very busy atm,,clearing and sorting..have to do 2 houses lol hope you are all ok xxxxxxxxxxxxxxxx


Lillibelle

 

I only know what I know cos I know it,I only give advice,I'm not legally trained nor do I pretend to be.

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Hello all

Just made emergency appointment for one of my cats the one with a thryoid problem, she was due to go tomorrow for blood test, but shes not well today, im on pins at the moment, what a worry they are, will let you know.

Hope all are okay

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Had a better day, vet gave anti biotic and anti inflammotory (cant spell sorry) she has a skin infection, it may be a side effect of the medication for her thyroid problem, see how she goes.

How is everyone doing, getting colder ive noticed and darker earlier

Take care all

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Starblackie,

I do hope your cat is feeling better today, they are such a worry but we love them anyway :-) we have a neighbour's cat coming up here and it's vicious, the last few days I've spent hours looking for mine as they keep hiding normally they would not go out in the weather we've had.It's cold here but at least it's been dry today I quite enjoy the Autumn evenings (as long as I've got a good fire) Lilli you're a dynamo I'm tired just thinking about cleaning 2 houses,1 is definitely enough for me.

 

xxxxxxxxxxxRo

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Hello Ro

 

She has picked up, was crawling all over me this morning so good sign, she is 18, well both are, so shes an old lady. What a stressful few days i have had with her but yes we do love them, nothing i wouldnt do for them. Its a worry when they do a disappearing trick, only one goes out now and i like him in when it starts to get dark. A fire is cozy in the auntum/winter nights, enjoy. Have a peaceful weekend all. I am researching the DPA this weekend. exciting stuff!

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I am researching the DPA this weekend. exciting stuff!

 

Oh lucky you,still the cat has picked up that's the best news,I'm not doing a thing over the weekend I've promised myself weekends off for a while to have a break from the constant letter writing etc.it was starting to get me down a bit so watch it and don't overdo the research.

 

xxxxxxxxxxxRo

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Hello to all,hope you are all doing alright and the furry friends of course. I've had a reasonable week doing a bit of this and that, finished my parchment piece lopped the pear tree (it looks awful ) planting some bulbs tomorrow while my energetic mood lasts and that's it really.See you soon

 

xxxxxxxxxxRo

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I lost one of my very loved cats on Monday, it was sudden heart failure. It wasnt the one with thryoid problems, although she is not so good, hoping i dont lose her just yet. I feel so sad. He was my friend for amost 18 years and i loved him so much.

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I'm so sorry to hear about your cat it's one of the worst things to deal with, pets are the best friends to have and the hardest to lose.

Love and hugs

Ro

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