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Welcome Finance/McKenzie Hall


katysue
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Hi,

 

I had a call from McKenzie Hall today. They are handling a debt i have with Welcome Finance.

I borrrowed 1500 from them in 2006.

 

I made the payments up until 2009.

 

I heard nothing from them and wrote to them twice with no response.

 

Today they said the balance is 4k. I've asked for all the documentation.

I don't have a list of payments made but i assume i can get this through a SAR, which i will submit tomorrow.

 

Does anyone have any advice on dealing with this sort of thing?

I am in a DMP with Payplan, but i don't want to add them into it at 4k.

I will pay what i owe, but this is not right.

 

Katy

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Yes the SAR should provide all the data and show all penalty charges, is there PPI on this ?

 

Get the SAR done send to the Data Controller at Welcome recorded delivery, with the statutory fee of £10

they have fourty days from the date they receive the request to comply, so check delivery>

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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ignore them.

 

they'll be more PENALTY charges and PPI to reclaim

than the outstanding balance

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just to throw a spanner in the works send MH a CCA request, this is likely to cause the a problem as Welcome were notoriously bad with paperwork, use the template fro the library send £1 stat fee by postal order they have 12+2 working dats to comply.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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