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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Sygma Bank - Help Needed


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Hi Everyone,

 

User name says it all really!

 

Will try to be brief, if that's possible. Separated from Husband earlier on this year, ended up being treated for depression, at this point in time, was juggling all my debts to try and stay afloat

 

After a while, I just gave up, and stopped paying everyone, didnt answer phone or open mail

 

Started to open mail a couple of weeks back, and found a claim form for a Credit Card. It scared me, so I hid it away, and ignored it. Decided today, that I need to do something about it, but, form is due in today!!

 

I owe the money, I'm not disputing that, but I don't have the funds to pay it all in one go. Spoke to the court, who said they will get Judgement by default, so I take it, there isn't much I can do now?

 

Thank You for reading

 

Stupid

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Only me again! Lol

 

I know everyone on here is busy, and doing their best to help everyone, and that my problem is nowhere as near as serious as others on here, but please, if you can spare a minute or two, I really would appreciate your advice

 

Managed to log into MoneyClaim online, how much trouble would I be in, if I filed an acknowledgement, but then, in fourteen days, don't really have a defence, as I'm not sure if I have one? Or, if I admit part of the claim, ie I admit what my credit limit was

 

Sorry if these sound like silly ideas, but I'm panicking now, about them getting judgement by default, as they have already told me, they are going to come after my house

 

And Yes, I know, it's all my own fault, head in sand for way too long!

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