Safeloans ltd -ccj issued

[DCA Hater]

Safeloans are **** of the earth, a two man tin pot operation that had its dirty black collar felt by the OFT in 2010 for dipping in to peoples bank accounts by assuming a recurring authority when people gave debit cards, they got their knuckles rapped but little else from the toothless and wholly ineffective OFT. I've got a hearing this coming week with them due to a legal issue with the court, I've sent my evidence to them by fax as seemingly i'm blocked from using the [email protected]. Either way i'm applying for a DRO so they can go to hell the lot of them.

 

*DRO = DEBT RELIEF ORDER

 

" Do you meet the requirements for a DRO?

 

To meet the requirements for a DRO:

You must be unable to pay your debts.

Your total debts must not be more than £15,000. This does not include unliquidated debts (debts where the amount due is not yet known) or debts that cannot be included in a BRO.

Your total assets must not be more than £300.

Your disposable income after deducting all normal living expenses, must not be more than £50 per month.

You must be living in England or Wales, or at any time during the last 3 years have been resident or carrying on business in England or Wales.

You must not have been subject to a DRO within the last 6 years.

You must not be involved in any other formal insolvency procedure at the time of application for a DRO.

If you have presented a petition for your own bankruptcy and are awaiting a hearing date, you must have been referred to the DRO procedure by the court.

If you have been notified that a creditor has presented a bankruptcy petition against you, then you must get that creditor’s permission to apply for a DRO. "

 

I refuse to pay any debt management companies a single penny, they're just as bad as these **** suckers and try to get you to pay less priority debts in favour of THEIR costs and admin fees.

 

If your credit file is dented, a DRO only last for 6 years same as CCJ then start again, so if you owe up to 15k and not a penny over, have no material savings and also have less than 50 quid free capital at end of the month, believe me when I say 90.00 for a DRO is worth its weight in pure gold as ....

 

a) they can't chase you (and payday loan companies HATE when they get wind you're going for a DRO) and

b) after 12 months the whole debt is wiped off, unenforceable, unchangeable and dead in the water for ever

c) the only 3 debts you cannot add are court fines,TV Licence, Social Fund loans, or Housing Benefit O/Payments, other than that anything can be added.

 

I'm paying 90 quid and waving a fond goodbye to 11k of debt ... happy days, jog on Payday loan sharks.

 

For further advice google or email:-

 

[email protected]

Edited November 10, 2012 by DCA Hater

[Mike_hawk]

hi folks just an update well after filling in court forms safe loans sent her another option to pay it all off with no interest added which if we did it would be unfair to her other creditors so she has not proceeded with this but is continuing to pay by cccs ,but now we have been sent FORM N152 questionnaire to fill in,if we proceed with this form will there be further court fees to pay thanks all

 

Hi BR

 

Was there not a N149 attached?

 

No fees unless you intend to counter claim or make an application

[blu ray]

no just form N152 thanks

[Mike_hawk]

Hi br

 

That's just the notice, there should be a separate questionnaire unless the court disposed of the need to file?

 

Can you post a copy of the form you've been asked to complete

[blu ray]

printer is not working , it is letter and form sent from Northampton county court title on letter is 'Notice that a defence has been filed' and the form is 'An allocation questionnaire enclosed' {small claims track}

I think its because she defended the ccj that safeloans are trying to put her on thanks

[Mike_hawk]

The N152 is the notice, can only assume you should have a N149 enclosed....... if there isn't one for you to complete you can download it here http://hmctscourtfinder.justice.gov.uk/HMCTS/GetForm.do?court_forms_id=1073

[blu ray]

OK so must have N149 then it does say on form 'This information is shown on the Form N152 which came with this questionnaire' but the allocation question is all she got thanks, Mike

[Mike_hawk]

I guess so, shout if you get stuck