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need advice before tomorrow please

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icon1.png Re: help and advice needed please

Hi Please could someone scan over this letter I am going to send the
company to explain my hardship. I have used a template but filled in my relevant info. any feeback would be gratefully recieved before I post tomorrow. many thanks.


To Whom It May Concern:


I am writing this letter to explain my unfortunate set of circumstances that is causing me to become delinquent on my
. I have done everything in my power to make ends meet but unfortunately I have fallen short and would like you to consider working with me to modify my loan. My number one goal is to keep my home and I would really appreciate the opportunity to do that.


The main reason that caused me to be late is that I am currently on
leave and my income is not nearly enough, I fear I am going to fall further and further behind. Now, it’s to the point where I cannot afford to pay It is my full intention to pay what I owe. But at this time I have exhausted all of my income and resources so I am turning to you for help.


Since July 2008 I have managed with mortgage payments on my own, and have not missed a payment up untill now I have worked full time as well as look after 3 children single handedly,Mr J **** walked out on me and his children in july 2008 and has not contributed towards the mortgage whatso ever since.


I am currently seeking help from the Mortgage rescue scheme, as I feel that my situation will continue untill at least March next year when my maternity leave ends, and fear I will fall further and further behind, without help.


I truly hope that you show some forbearance in my time of need and help me out in my unfortunate circumstances at this time.


Sincerely and Respectfully,

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IMHO i would not waffle so much.


i write to you in relation to mortgage account number abc1234689


since july 2008, when my husband walked out on the family, contributing nothing from that day forward,

i have managed alone to continue the required mortgage payments.


i am now on maternity leave, which will end march 2013.


i am currently investigating the mortgage rescue scheme & benefits including Mortgage Interest relief.


i ask you to work with me and assist me during this period as i fear i will fall into arrears

and wish to inform you at the earliest possible opportunity that i need your help.





please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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