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Hi

Just wondered if anyone could advise on best course of action to possibly reclaim PPI.

 

I had a loan from Barclays in 2004 which I paid back in full later on that year.

 

I know I had PPI but I have since closed the account and no longer bank with Barclays.

Is it worth pursuing a PPI claim ?

What's the 1st step ?

Any advice would be appreciated.

Thanks.

 

I also had a Barclaycard in 2004 which is also closed and wondered how I would find out if I had PPI ?

 

I have no statements relating to this card but do know there is an outstanding balance largely due to exhorbitant late payment charges.

 

I have received letters from various DC companies over the years which I ignored. Again any advice would be very much appreciated.

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1st port of call is an SAR for all the statesments

 

unless you have them already?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dx

 

Thanks.

I thought as much but reading other posts on this subject I noticed that the older account holders have had trouble in getting their required information.

 

I was hoping to find out if it's worth pursuing as I know the Barclaycard 'debt' was sold on,

 

I've had a plethora of companies hassling me over the years.

 

Most, if not all, of what is owed is due to charges.

 

Thanks.

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there is no time limit on PPI

 

charges might give you trouble outside of 6yrs

 

and getting any info outside og 6yrs too

 

dont forget BC have a PPI line

 

ring and ask.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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