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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello

 

I went through a very short phase (not even a month) of shoplifting, mainly out of necessity (or so I thought at the time),

due to lack of income and food, which very soon escalated to stealing anything, whether I needed it or not.

 

I would feel so bad about it when I got home,

I would donate my stolen goods to the charity shops in my area.

I was so wreckless, that I would blatently steal whilst people or cameras were watching me.

 

I have now been referred to a Psychologist, whom I see regularly, and realise why I went through that phase,

but am still terribly ashamed of it (the shoplifting).

 

I think the shoplifting was due to my having a serious mental breakdown, and I guess this was my cry for help.

 

I now no longer shoplift, which is great, but I now have a criminal record, have paid a fine of £85,

and now have to pay Scotcall Limited on behalf of a store a sum to the value of £137.50.

 

I really don't mind paying the debt, but wonder whether they have the right to claim for goods which I am not in possession of, as they took back the goods.

 

I don't need slagging off, as I have already beaten myself up over my actions, but would like some input as to whether I am legally bound to pay the £137.50 to Scotcall Limited?

 

I look forward to hearing from anyone who has constructive input.

 

Many thanks.

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Hi short

 

Welcome to CAG

 

Could you provide more details relating to the debt?

 

The guys will be happy to advise as soon as they are available.

 

Please let us know how your problem has been resolved, it could help fellow Caggers.

 

Thread has been moved to the correct forum.

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they have no remit in law.

 

read this forum.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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scottcall may turn up at your address wanting there money they have no right to be on your property tell them to do one

 

they have as much power as a snail in your garden

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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In short, there is no debt, so Scotcall have no business demanding money.

 

I suggest that you send a letter (get proof of posting) to Scotcall:

 

Dear Sirs

 

Your ref: xxxxxxx

 

Any liability to you or any company you represent is denied.

 

No further correspondence will be entered into.

 

Yours etc.

 

 

The key things to remember are:

 

- Claims such as these, by retailers through agents such as RLP who then use DCAs like Scotcall, do not represent actual losses, and have no basis in law.

 

- The only way that there could legitimately be a debt in a case like this is where the retailer has issued a court claim and won (but see below)

 

- Very, very few claims have been issued by retailers. Of these, in the only case where the claim was properly defended (the Oxford case), and which involved two girls who had admitted theft and been dealt with by the criminal justice system, the retailer lost.

 

- Neither RLP nor Scotcall can take anyone to court; they are not solicitors and have no cause of action. So, whilst they make a lot of noise about going to court (and you will know that empty vessels make the most noise!), only the retailer can bring an action, and to reiterate, such cases are extremely rare.

 

 

Once you have sent the denial of liability letter (and send just what's above - don't be tempted to go into any detail of what happened, your illness, or anything else), just ignore anything else that they send.

 

We recommend that you read up a few of the threads here; in the stickies you'll find details of CAB's reports into the unsavoury practice of civil recovery, the judgement in the Oxford case, and lots of other info.

 

Any questions, just ask.

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