Jump to content


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5290 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I am currently at stage two of claiming back £1535 from the Halifax.

 

I sent the letter advising i would be issuing in 14 days and the reply i received has shcoked me a little. They originally offered me £400, I rejected this. They have now withdrawn all offers and have advised me to contact the Financial Ombudsman Service. What do I do? Shall I continue with my plan and issue proceedings or shall I contact the Ombudsman? Please help? :?

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

Nope, don't contact the Financial Ombudsman Service. If you have sent the LBA and the time you provided expired then issue a claim against them.

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

Thanks for that!

The LBA expires on 16th Oct so will issue then.

Getting a bit nervous now. I did think the Financial Ombudsman was to scare me but i've not seen it mentioned on the Forum before so I wasn't sure.

I work in Law and deal with Small Claims day in day out, but when it's little me against the Halifax, it's very daunting!!

 

Great site by the way!

Good luck Mark and to everyone else claiming against the Big Bad Bank!! :)

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

Hi Suzanne, yes it is a scare tactic, it is (in my opinion) to throw people off and make them doubt their ability and rights...keep going, Halifax are a bank who pay u RELATIVLEY quickly, well quicker than most, but usually not until you file a small claim!!!

Link to post
Share on other sites
  • 3 weeks later...

Hi all, just a quick update.

 

I've done the MCOL and the claim was deemed served on 23rd. Halifax have Acknowledged the claim today. Just waiting now i suppose......:)

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

Rec an 'intend to defend' acknowledgement yesterday.

I've read the longer threads until i'm blue in the face now! looking forward to receiving the defence! should be interesting reading......should it arrive!

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

getting a bit worried now all!! Claim was deemed served on the 23rd and I have received the Ack of Service. but i've heard nothing....keep snatching the postmans hand off....but nothing!! others who are on the same time scale as me seem to have been notified of settlement or received the money!!:confused:

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

Hi Suzanne,

 

Almost on the same timescale as you, acknowledgement of service on 26 october.

 

Found this bit of info today just in case http://www.lawworks.org.uk/index.php?id=334 , havn't checked if there is something similar on the C.A.G. but thought it might be useful, sort of gives you an idea of what to expect next if they dont settle now.

don't knock it 'till you've tried it! :)

Link to post
Share on other sites

Was acknowledged yesterday, and paid today! Your turn will come soon :o)

Who gives you Xtra? :confused:

 

=========================================

HALIFAX PLC

 

PAID IN FULL - £1799.20 31/10/06

 

Round 2 - Prelim sent 29/06/07

Link to post
Share on other sites

Thanks for that Beano! i've still heard nothing! let me know how you get on!!

 

That's great 'mikefellows' may i ask when you issued your claim and when the date of service was?

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

Just got my mum to check if i had any post.....and still.......nothing!! :confused:

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

Suzanne

 

Try not to worry, I am on the same timeline as you and have heard nothing since acknowlegement on 18/10.

 

Hang in there it will come through, it has to, they will not go for disclosure .... ;)

I will not be held liable for any advice/comments given... if in any doubt please consult professional advice.

 

HBOS Acc1 - Small Claim Filed 31/07/06 - WON -21/8/06 - MCOL -06/09/06 - WON 13/09/06

 

HBOS acc2 -Small Claim Filed 02/08/06 - WON 13/09/06 - Round 2 Prelim Letter sent 14/09.06 - LBA sent 27/09/06 - MCOL 16/10/06

 

HBOS acc3 Prelim Letter sent 14/09/06 - LBA sent 27/09/06 - MCOL 16/10/06

Link to post
Share on other sites

Hi Suzanne,

 

Still no letter from the halifax but have been to online banking today to check the balance in my account and it seems they have payed up. 2 payments in one for the charges and one for the interest.

 

You were slightly ahead of me so I recon they will be coughing up for you soon, if they haven't already.

 

Good luck:-)

don't knock it 'till you've tried it! :)

Link to post
Share on other sites

CONGRATULATIONS!!

Just been to check my account and nothing..........aarrrggghhh!!

this is taking over my life!! i eat, sleep and dream the Halifax!!

I've still got a glimmering of hope though! i'll keep you updated!

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

Still heard nothing!!

My other half made me promise not to check my account this weekend, he thinks i'm becoming obsessed!! ha!

It's hard not too! Until your doing it you don't realise how much this means!!

Back to waiting ...........

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

I WON!!!!!!!!!!!!!!!!!! woohoo!!! i'm so pleaed!!

just checked my balance over the phone and i've had the full amount credited!! costs, interest...the lot!!! thanks for all your help and support!! xx

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

Congratulations Suzanne,

 

I am so pleased for you, enjoy your refund.

 

Tink

I will not be held liable for any advice/comments given... if in any doubt please consult professional advice.

 

HBOS Acc1 - Small Claim Filed 31/07/06 - WON -21/8/06 - MCOL -06/09/06 - WON 13/09/06

 

HBOS acc2 -Small Claim Filed 02/08/06 - WON 13/09/06 - Round 2 Prelim Letter sent 14/09.06 - LBA sent 27/09/06 - MCOL 16/10/06

 

HBOS acc3 Prelim Letter sent 14/09/06 - LBA sent 27/09/06 - MCOL 16/10/06

Link to post
Share on other sites

Morning all!

Still bathing in the glory of getting my money back, but i still haven't received written confirmation from the Halifax regarding the settlement.

As i have the money shall i notify the court or wait for written confirmation from the bank? :-)

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites

can anyone help with the above?? still not heard anything from Halifax about the money! any help will be appreciated!!

p.s. how do i change my title to include 'WON'?? :confused:

MCOL filed on 17/10

Deemed served - 23/10

Ack of Service received - 25/10 with intent to defend in full

Defence due - 22/11

Settled in full!!!!!:D 07/11

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...