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Charging order - black horse


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I have a charging order on my house, via black horse,

and am making agreed payments as per court order,

recently i received a letter saying the account had been sold to msportfolio,


how can the charging order be still valid if the account is no longer with black horse?

or by selling to someone is the charging order sold on,

but the court documents state black horse.

any help gratefully accepted



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Any debt can be sold on with all rights attached, including the right to anything arising from court action, such as the charging order. They have to tell you the debt's been sold, which is the point of the letter.


The only way to remove the charge is to satisfy the CCJ, or successfully have the charging order set aside (which I understand can be difficult). If you continue to make payments as ordered then the charge will eventually go. There is a risk that the new owner of the debt could apply to vary the payments, but you'd hear about this and have a chance to put your latest circumstances before the court.

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they cant sell it on


they have to go back to court and get their name put against the ccj.


keep paying whom you were.. black horse.


ever invesigated the debt for PENALTY charges and PPI/gap etc?



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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