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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Students arguing who pays the water bill, Please help.


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Hi everyone, Hope you can shed some light on this one.

 

Last July, my daughter thought it wise to leave the family home for a year to experience the student life.

After seeing the error of her ways, she has now returned, towing with her a water bill for £1000......

 

I phoned Welsh Water, and they said the bill was correct.

 

My daughter doesn't dispute she owes the money, its the others in the house that do.

 

Five students signed the tenancy agreement back in July 2011. After a couple of months, two students left and were replaced by another two. They did not update the tenancy agreement to show the change.

Basically, the new tenants reimbursed the bond to the two tenants who were leaving.

From what I can gather, the water bill was never addressed monthly, it just built up.

 

Fast forward to today. The tenancy comes to an end, all go their seperate ways.

Except the water bill seems to have landed on my daughters doorstep.

There are 3 names on the bill, cos Welsh Water can only get 3 on their billing????????

My daughter, and two others. And yes you guessed it, the other two on the bill are the tenants who left after two months.

 

Now what I need to know is who is ultimately responsible for this bill?

 

The bonds have been released by the letting agent into my daughters account.

 

The debt has been passed to Moorcroft and are threatening more charges.

 

I want to pay the bill out of the bonds and have done with it. After all, IT IS THEIR DEBT.

 

However, the two tenants who are not on the tenancy agreement are denying responsibility for the bill and are demanding their bond be paid forthwith. Stating that should the bill be paid from their bonds, it would be classed as theft.

 

Any thoughts regarding the legal position we find ourselves in.

 

Your help in this matter is greatly appreciated.

 

Vaz.

 

:-x

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First of all they should make all parties aware it is in dispute and Moorcroft will suspend action.

A security deposit/bond can of course be used to address arrears if its in the agreement.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi MARTIN3030, thanks for your reply.

 

My daughter, fearing court action, approached Moorcroft with a £50 payment which they duly took.

 

What agreement are you referring to? The tenancy or the Water bill? Bearing in mind these two individuals do not appear on the tenancy agreement.

 

I can deal with Moorcroft I think. It is the threats my daughter is receiving from her so called Uni mates demanding their bonds be paid into their accounts asap. Even though it is their debt..

 

Would you recommend any response to these threats.

 

Thanks for your help.

 

Vaz.

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Hello Vaz

Have you looked on Welsh Waters website to view their codes of conduct and complaints procedure ?

Have the dealings been done in writing or over the phone ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Give me some time to digest everything here and I will give my thoughts.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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First of all,can you say how much the returned bonds were for ?

You say that you already paid £50 so this leaves £950 for the outstanding amount right?

Have you seen a copy of the bill from Welsh water and is it looking right ?

 

There are a couple of ways to deal here,but they are going to have to require

 

1 Welsh water being informed as to what the situation was as regards the Tenancy.

 

2.That your daughter does not dispute her liability for her share of the bill.

 

3.If its possible,that written confirmation is obtained from the letting agency that the tenancy was inclusive of 5.

 

If the other people are insisting they have a title to have the bonds refunded,that they are informed in writing that they were jointly liable for a proportion of the bill,and that you are in contact with the Water Co and will have to pass on their details to them.

 

I think that if your daughter is able to determine which portion of the bills she is liable for,then should pay this.

 

Once thats been done,then if Moorcroft continue to insist on payment for the full amount,then it would be tantamount to harassment,provided they have been made aware of the facts.

 

The letting agents would seem to have been a party to things not being done correctly too,so they should have some duty of care in assisting your daughter to getting things sorted.

 

If the bonds were used by your daughter on her own initiative to clear the arrears,its unlikely any complaint to the Police would be dealt with,they would most likely say this was a civil matter.

If the other girls chose to file a civil action for recovery of the bonds,they would have to demonstrate that they had a right and title to it,and based on what we know,they dont have rights unless any of the bond amounts remain as more than the outstanding water bill.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 4 weeks later...

Hi Martin3030, thanks for your reply and guidance. Sorry for not getting back sooner.

As things stand with this situation the students who are demanding the return of their bonds have resorted to constant threats through a Social Network Site.

So much so, my daughter now fears for her safety on return to University in 3 weeks time.

Admittedly, and under advice from myself, she has refrained from corresponding through said Social Network Site.

Purposely to gain as much information and guidance as possible with a view to resolving this matter in the most appropriate way.

Apart from the initial post to all parties stating they need to pay the outstanding bill, she has said nothing.

The other parties have in one way or another accused her of theft and/or embezzlement.

There are five people on the original tenancy agreement.

The same five people are on the Water Bill.

However, the two people who are denying their responsibilities for the water bill are the two that are not on the original tenancy agreement.

These individuals moved into the house soon after the agreement was signed because the original tenants pulled out.

No new tenancy agreement was created or signed to reflect the change of names.

They just reimbursed the original tenants the bond that they had paid.

They then carried on as if they were the tenants.

I hope this is making sense Martin. Please excuse me if you have already answered these questions.

What I would like to know is this:

What can I do to stop these threats? Is it harassment/bullying. If so, what would be her response?

Can she adhere to the original tenancy agreement? i.e: The bonds returned to those named on said agreement?

You have previously said she is entitled to pay any outstanding bills from any returned funds and refund the difference between the two.

Would these funds need to be returned to the people on the original tenancy agreement?

 

A few extracts from the messages she has been receiving:

 

" "Embezzlement is the act of dishonestly withholding assets for the purpose of conversion (theft), of such assets by one or more individuals to whom such assets have been entrusted, to be held and/or used for other purposes."

 

" N*********, we've messaged you several times about it, and we've been notified that you've read those messages. Burying your head in the sand is not going to make this go away. "

 

" This is your last chance. Explain to us what is going on with our money. Don't keep us in the dark. If you don't reply to any of our messages before Tuesday morning, we're going to start taking this further, and once we do, it's not just going to be a matter of apologising for not dealing with the situation well. We don't want to have to take this to the small claims court - but we will. And you will lose. So just do the sensible thing, and tell us what's going on."

 

" Lol don't worry we all do, just thinking if you're in uni with her you can corner her for it or something "

Threat of confrontation.

 

" Tom, you tried calling up the water company right? And they said they couldn't deal with you? "

Because they are not named on the bill

 

" Yeah "

 

" Good, that's important."

 

" Is It ? "

 

" Of course it is. It shows that none of us had the power to sort that water bill and that it was N******* responsibility to sort it out.Which means we're not liable for the charges that ramped up.Which means she's stolen our money to pay for her own mistake."

There are Five people named on the Water Bill.

 

 

 

" You're not going to use our money to pay off the debt that you caused N********."

HOW DID SHE CAUSE IT? They are all liable for the water bills.

 

" I'm sorry, but if you pay off that bill with other people's money, you're committing theft.

What theft? She has the money, just doesn't know what to do with it.

  • " I've dealt with this exact situation before, and it didn't end well.

     

  • Seasoned non payer then?

    What would be our most appropriate next step please?

     

    I feel we need to let them know what we are going to do with their money. That is pay the damn bill like it or not.

     

    Advice as ever greatly appreciated.

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    Sorry for late reply as only just saw this after pm.

    You might be aware of recent actions following bullying and inappropriate things being posted on social media sites,that is not acceptable and they could find themselves in lots of trouble over it.I think you should take copies of those.

    Are you able to determine who exactly is making these comments ?

     

    Of course the names on the original agreement are relevant.

    The fairest way to be doing the calculations as to who owes what would be to take the billing period that the original 5 were in occupation and divide the amount by 5 to give each persons share of the bill.This amount would then be deducted from any bond paid.

    These that are demanding the bond back must surely understand that they were responsible for a portion of the bills ?

    Do you have contact details for those who did pay bonds ?

    It is not appropriate to be responding on SNS and you are right to ignore the threats being made there.

    Have you heard anything further from the water company ?

    Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

    Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

     

     

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    Thanks for your reply Martin,

    Yes we do know who is making these comments. It is plain to see that one person is " loading the gun with bullets " and the others are firing.

    The biggest issue is this. The person/persons who are doing the shouting, are not on the original tenancy or water agreement.

    The tenancy started on 1st July 2011. The students paid half rent til September 10th when they were allowed to move in proper.

    Prior to the September date, two of the original tenants pulled out and were replaced by the two " guests ".

    These " guests " simply reimbursed the original tenants their bond of £260.

    It is these two " guests " who are demanding their bonds back.

    Do these two individuals have any legal claim to these funds? They are not named on any agreement.

    Can we legally return these funds to the original named tenants, minus the water bill, and let these individuals sort it amongst themselves?

    The " guests " are saying that it was my daughter's responsibility to sort out the Water bill. I don't agree.

    We can ask the landlord for their contact details but I am not sure if they are still valid.

    We have not heard anything from the water company or Moorcroft. Probably because all correspondence is still being directed to the property in question.

     

    Thanks for your advice Martin.

     

    Vaz.

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    I think the 2 guests would be entitled to any monies paid returned,less the proportion of the bill which they were liable for (their contribution) for the periods they were in occupation.

    It would be worth asking the landlord for the contact details,if they are not valid,then fair enough but it will not cost anything to try.

    Maybe worthwhile also to see if the landlord will let you have any correspondence,since it may need a response.

    Giving it back and letting them sort it out themselves,needs to be done in a way that finalises things.

    I would want some written acceptance from those involved that it would be closure.

     

    For this its better that there were a third party involved to oversee it.

    Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

    Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

     

     

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    Its in their interest really,since it could impact on future supply requirements.

    Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

    Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

     

     

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