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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
    • did you submit your directions
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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olympic closing ceremony


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Plenty of 'fat cats' will be counting their wads of cash, the residents of Newham will be counting the cost.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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I doubt it will create enough to even cover what it cost to organise, let alone any profit!

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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as the weeks and months go by after the closing ceremony, the legacy, and the soundbites by cameron will be slowly forgotten as the true cost to the uk starts to come to light......its funny how we can always find billions to highlight the divisions in this country, yet, govt continues to state that there is no money for the sick, ill, unemployed, nhs, police, army, etc etc....zero growth, zero hope, zero jobs, mass unemployment, families struggling to put food on the table, and I could go on and on......never mind after all this at least we will have a nation of budding athletes, nothing will change

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I could go on and on
I noticed :lol:

 

 

Morning.:wink:

 

 

 

nothing will change
Do you not think that WE have to make the changes then?

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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changing the status quo in this country is an almost impossible task, with nearly all political parties beholden to the capitalist society, where politicians are in the pockets of big business, whilst the rest us work for peanuts, the rich get richer and the poor get poorer,short of a revolution, and i am too old for it, then nothing is gonna alter

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Well if that's all Rio De Janeiro has to offer us in 4 years, I think I will give the opening and closing ceremonies a miss.

 

We have beat them hands down in the entertainment stakes.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Boring and predictable closing ceremony starring a load of old farts, Brian May can still rip the strings, but that hair? Get it cut mate you're an embarrassment, and who was the ugly bint trying to sing Freddy Mercury's part?

 

Back to normal soon, maybe Stratford will pick up a bit now the rubbish is more or less over, It's been like a ghost town these last three weeks.

Edited by osdset

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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IMO the country could spend every penny it has on the sick, unemployed, nhs, police etc etc but many people would still find reasons to complain about something else. so we spent a load of money on the Olympics if we hadnt that money would noit have been spent on the NHS etc etc, the olympics gave a lot of people a lot of pleasure, and TBH we as a country cannot spend all of our time worrying about people less fortunate than ourselves so it may have been a waste of money in some peoples opinions but wouldnt it be boring if we always only did the sensible, practical greatest good to the country as a whole option.

Just to say I think the closing ceremony was better than the opening ceremony

If I have been of any help, please click on my star and let me know, thank you.

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TBH we as a country cannot spend all of our time worrying about people less fortunate than ourselves so it may have been a waste of money in some peoples opinions but wouldnt it be boring if we always only did the sensible, practical greatest good to the country as a whole option.
Oh absolutely! Let's not give the Spoonie's or the Wheelie's a second thought, and as for the long term unemployed!! No, it's just so......Not De rigueur!

 

Lets spend much more time ensuring that corporate business has the annual windfall it so richly deserves, TBH I don't think they get anywhere near enough in the way of tax breaks to prop up their 'near pauper' existence.

 

I totally agree with you, about it being boring, lets disregard the feckless morons, and consign them to into oblivion, then we can get on with our interesting lives.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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