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    • I'm further confused, in your defence you stated: 3. It is admitted that Defendant is the recorded keeper of the vehicle. The Claimant is not in a position to state if the Defendant was the driver at the time And not only that, this started out as you putting the wrong registration number in, you PAID for the parking, you just made an error putting the wrong reg in? ... de minimis? That was the crux of the case, what did the judge say about that?
    • My emailed letters to P2G have been received and considered by David Jeremia Schnur who is P2G's 'Escalation and Complaints Adviser'. His response is attached. 19Apr24 David Schnur Linked In page.pdf 19Apr24 P2G email to me confirming my emails received.pdf
    • Not prosecuting in the public interest seems to be bandied about on forums frequented by students. I don't think I've ever seen a prosecution not go ahead because of that. You would have to define why it isn't in the public interest to prosecute someone who isn't paying their way and is costing other travellers more. I can't think of a reason. HB
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    • let the ombudsman do their job. you'll win handsdown you dont obv owe OVO p'haps anything at all.  dont worry about Past Due credit or any other DCA ( THEY ARE NOT BAILIFFS!) as for you being added to the debt, thats quite OK, you were a resident adult and equally liable under law. once you start getting things moving via the  ombudsman dont forget to get your credit files cleansed of any negative data & seek compensation for distress etc, again the  ombudsman should sort both out for you. as you are now NOT a customer of OVO, there is very very little they can do to you now.  
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Hamptons/Lowells threat - old barclaycard debt


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Hi,

 

Lowells are chasing for an old barclaycard debt.

 

Sent a CCA request back in 2008 and stopped making payments as they only provided a copy of the application form.

 

Been ignoring all the standard letters that Lowells were sending after apparently purchasing the debt from Barclays.

 

Having recently received a legal threat from Hamptons

i thought it wise to send a letter highlighting account is in dispute.

 

Would you guys recommend I send this to them

http://www.consumeractiongroup.co.uk/forum/content.php?426-A-letter-when-the-account-has-been-passed-to-another-debt-collection-agency or send a new CCA request to Lowells/hamptons?

 

Appreciate any advice given.

 

Thanks.

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what does your cra file say?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi,

 

Lowells are chasing for an old barclaycard debt.

 

Sent a CCA request back in 2008 and stopped making payments as they only provided a copy of the application form.

 

Been ignoring all the standard letters that Lowells were sending after apparently purchasing the debt from Barclays.

 

Having recently received a legal threat from Hamptons

i thought it wise to send a letter highlighting account is in dispute.

 

Would you guys recommend I send this to them

http://www.consumeractiongroup.co.uk/forum/content.php?426-A-letter-when-the-account-has-been-passed-to-another-debt-collection-agency or send a new CCA request to Lowells/hamptons?

 

Appreciate any advice given.

 

Thanks.

 

Well technically they have complied with your request so I wouldn't be sending that letter.

 

Jogs

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They sent an application form rather than a credit agreement, is that all they need to send?

 

Yes is the simple answer.

 

Now should they want to take you to court and the agreement was signed before April 2007, they would need the original CCA with all prescribed terms.

 

I used to have a great letter for this but lost them all in the great pc crash of 2010 :(

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Cheers Havinstella, I keep learning things and this is what makes this site great.

Hopefully someone can advise of the best way forward. If they had all the paperwork wouldn't they have gone down the court route already? It's been over 3 years.

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Cheers Havinstella, I keep learning things and this is what makes this site great.

Hopefully someone can advise of the best way forward. If they had all the paperwork wouldn't they have gone down the court route already? It's been over 3 years.

 

Exactly :)

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thats all you'll get out of BC

 

lowlife have brought the debt

so now show as the owner/defaulter

 

how much is the bal?

 

and have you ever SAR'ed the OC?

 

re charges reclaiming/PPI

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

sar does not ack a debt!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

always the oc

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Right I'll get on that, thanks. When sending letter would it be wise to add previous addresses to assist them and should I include account number etc? Not sure whether a SAR request is literally everything a company has on you or whether it's everything they have on you relating to a specific debt.

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hold on the black sar in this or post 12

 

give them as much info as you can

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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