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Hi,

 

I am new to the forums and have a question regarding the above mentioned Motormile finance who have not exactly logged a credit search, but actually are reporting to experian that i have a defaulted account with them.

 

My question is, can a DCA do this?

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They can if they own the debt and have bbe known to be over the top when it comes to trying to get payments.

 

dpick

cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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Thread moved to Motormile forum

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so this debts shows on your CRA file

 

ok what was the org debt

and how long have MM had it?

 

when was YOUR last payment?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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My father in law received a letter from another debt collector saying that he owed money MOTORMILE.. yet he has received no letters or phone calls from them.

There is no mention of the company from where this debt first came from.

What kind of debts do MOTORMILE recover for as they don't seem to reply to emails.

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Ignore it or send them the prove it letter.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 months later...

My wife recieved 2 letters today from a company called eqidebt ltd. say that we owe a company called motormile money. A differnt amount on each letter. letter saying that you have had the benefit of credit being extended to ypu and have not chosen to not repay it. My wife has no idea who this company are and has had any loans.

any ideas..... many thanks.

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